8755 Cummings Rd, Wittman, MD 21676 Property Records

Talbot County property record for 8755 Cummings Rd, Wittman, MD 21676

Property Summary

Property Type	Single Family Home
Details	1 ba · 868 sqft · built 1900
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Nov 2020)
Tax Bill	$1,326 (2026)
Deeds & Mortgages	May 2021 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-183995`

Property Details

APN / Parcel Number

Primary APN	`05-183995`
Alternative APNs	`5183995` `183995`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	868 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Porch	Slab
Porch Area	164 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	183995
Street Address	8755 CUMMINGS RD
City	WITTMAN
State	MD
Zip	21676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT .50 AC E/S CUMMINGS RD WITTMAN
Jurisdiction	TALBOT MD
Township / Civil Division	5, BAY HUNDRED
Census Block Group	1
Census Block	1040
Census Tract	960800

Owner

8755 Cummings Rd is owned by an individual who bought it in November 2020.

Source: Talbot County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	120 PINE ST, WOBURN, MA 01801-3374
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Nov 5, 2020	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Prior Sale	Apr 29, 2014 · Amount on File
Deed Book / Page	2767 / 380
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	8755 CUMMINGS RD, WITTMAN, MD 21676
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028520494
Date	May 28, 2021
Book Page	2852/494

Lender

Name	FIRST HOME BANK
Type	Bank
Address	BUTLER, MD 21023

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Dec 1, 2050

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Nov 5, 2020
Property Address	8755 CUMMINGS RD, WITTMAN, MD 21676
Document Number	0027670380
Book / Page	2767 / 380
Instrument Date	Nov 2, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PINE ST, WOBURN, MA 01801-3374

Mortgage

Document Number	0002767386
Date	Nov 5, 2020
Instrument	2767/386

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 8755 Cummings Rd was $1,326, up 9.3% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,326.00 (+9.32%)	$137,300	$157,700 Land $87,600 Building $70,100
2025	$1,213.00
2023	$1,011.00	$118,233	$127,100 Land $65,700 Building $61,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8755 Cummings Rd in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force
Nearby Flood Claims	41 (1979–2024)
Claims Outside the SFHA	13 of 41
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8755 Cummings Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Easton Velocity.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cummings Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures