8782 Powder Ridge Trl, Windermere, FL 34786 Property Records

Orange County property record for 8782 Powder Ridge Trl, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,733 sqft · built 2017
Lot Size	0.142 acres (6,177 sqft)
Owner	2 Individual Names on Record
Last Sale	$411,200 (Feb 2017)
Tax Bill	$6,607 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-23-27-9162-03-180`

Property Details

APN / Parcel Number

Primary APN	`36-23-27-9162-03-180`
Alternative APNs	`272336916203180` `158920` `160191` `162610`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,733 sqft Living Area
Gross Area	4,080 sqft
1st Floor Area	1,591 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,177 sqft (0.142 acres)
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8782 POWDER RIDGE TRL
City	WINDERMERE
State	FL
Zip	34786-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WINDERMERE TRAILS PHASE 3A 83/1 LOT 318
Legal Range	27E
Legal Township	23S
Legal Section	36
Legal Subdivision	WINDERMERE TRAILS PH 3A
Legal Phase	3A
Legal Tract	9162
Legal Block	3
Legal Lot Number	318
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3073
Census Tract	17112

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8782 POWDER RIDGE TRL, WINDERMERE, FL 34786-9526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2017 · Amount on Record
Deed Sale	Feb 1, 2017 · Amount on Record
Record Updated	Jun 8, 2026

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 6, 2017
Property Address	8782 POWDER RIDGE TRL, WINDERMERE, FL 34786-9526
Document Number	0000117567
Instrument Date	Feb 27, 2017
Instrument	117567
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 9, 2019
Title Company	CAREFREE TITLE AGENCY INC, CAREFREE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,878.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8782 POWDER RIDGE TRL WINDERMERE FL 347869526, WINDERMERE, FL 34786-9526

Mortgage

Document Number	117568
Date	Mar 6, 2017
Instrument	117568

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,264 (+2.7%)	$607,010 (-1.18%) Land $120,000 Building $487,010
2025	$6,607.00 (+4.71%) Homeowner's exemption	$412,136 (+5.99%)	$614,240 (+11.67%) Land $120,000 Building $494,240
2024	$6,310.00 (+7.4%)
2023	$5,875.00 (+3.65%) Homeowner's exemption	$388,855 (+3%)	$550,057 (+20.85%) Land $115,000 Building $435,057
2022	$5,668.00 Homeowner's exemption	$377,529	$455,162 Land $90,000 Building $365,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30