8758 Powder Ridge Trl, Windermere, FL 34786 Property Records

Orange County property record for 8758 Powder Ridge Trl, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,730 sqft · built 2016
Lot Size	0.142 acres (6,176 sqft)
Owner	2 Individual Names on File
Last Sale	$442,000 (Sep 2016)
Tax Bill	$6,934 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-23-27-9162-03-140`

Property Details

APN / Parcel Number

Primary APN	`36-23-27-9162-03-140`
Alternative APNs	`272336916203140` `158915` `160186` `162605`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,730 sqft Living Area
Gross Area	4,225 sqft
1st Floor Area	1,591 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,176 sqft (0.142 acres)
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	761 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8758 POWDER RIDGE TRL
City	WINDERMERE
State	FL
Zip	34786-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WINDERMERE TRAILS PHASE 3A 83/1 LOT 314
Legal Range	27E
Legal Township	23S
Legal Section	36
Legal Subdivision	WINDERMERE TRAILS PH 3A
Legal Phase	3A
Legal Tract	9162
Legal Block	3
Legal Lot Number	314
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3073
Census Tract	17112

Owner

8758 Powder Ridge Trl is owned and occupied by two individuals who bought it in September 2016.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8758 POWDER RIDGE TRL, WINDERMERE, FL 34786-9526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2016 · Amount on File
Deed Sale	Sep 30, 2016 · Amount on File
Deed Document Number	2016515414
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	8758 POWDER RIDGE TRL, WINDERMERE, FL 34786-9526
Document Number	0000018487
Instrument Date	Jan 6, 2021
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8758 POWDER RIDGE TRL WINDERMERE FL 347869526, WINDERMERE, FL 34786-9526

Mortgage

Document Number	0000018487
Date	Jan 11, 2021
Instrument	18487

Lender

Name	WATERSTONE MTG CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8758 Powder Ridge Trl was $6,934, up 4.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,064 (+2.7%)	$638,720 (-1.2%) Land $120,000 Building $518,720
2025	$6,934.00 (+4.62%) Homeowner's exemption	$432,389	$646,500 Land $120,000 Building $526,500
2024	$6,628.00 (+7.41%)
2023	$6,171.00 (+3.59%) Homeowner's exemption	$407,964 (+3%)	$578,506 (+20.75%) Land $115,000 Building $463,506
2022	$5,957.00 Homeowner's exemption	$396,082	$479,077 Land $90,000 Building $389,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8758 Powder Ridge Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8758 Powder Ridge Trl is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30