Howard County property record for 8782 Doves Fly Way, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,608 sqft · built 1984 |
| Lot Size | 0.321 acres (13,982 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $399,900 (Jun 2003) |
| Tax Bill | $9,153 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-474659 |
| Primary APN | 06-474659 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,608 sqft Total Area |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,982 sqft (0.321 acres) |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 836 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 592 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 474659 |
|---|---|
| Street Address | 8782 DOVES FLY WAY |
| City | LAUREL |
| State | MD |
| Zip | 20723-1249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 6 .321 A 8782 DOVES FLY WAY CARDINAL FOREST S 1 AR 3 |
| Legal Subdivision | CARDINAL FOREST SEC 01 AR 03 |
| Legal Lot Number | 6 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 606805 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 8782 DOVES FLY WAY, LAUREL, MD 20723-1249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 18, 2023 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NA |
| Mar 4, 2019 | Deed of Trust, Mortgage · Commercial Mortgage THE COLUMBIA BANK |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2003 · Amount on File |
| Deed Sale | Jun 17, 2003 · Amount on File |
| Prior Sale | Jun 30, 1987 · Amount on File |
| Deed Document Number | 20035143 |
| Deed Book / Page | 7280 / 205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8782 DOVES FLY WAY, LAUREL, MD 20723-1249 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8782 DOVES FLY WAY, LAUREL, MD 20723-1249 |
| Document Number | 0220840430 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 22084/430 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8782 DOVES FLY WAY, LAUREL, MD 20723-1249 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0185690079 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 18569/079 |
| Name | THE COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | ELLICOTT CITY, MD 21043 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8782 DOVES FLY WAY, LAUREL, MD 20723-1249 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0192990334 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 19299/334 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,153.00 (+1.34%) Homeowner's exemption | $643,200 (+8.28%) | $741,600 (+24.85%) Land $361,400 Building $380,200 |
| 2025 | $9,032.00 (+58.87%) Homeowner's exemption | $594,000 (+11.11%) Land $246,400 Building $347,600 | $594,000 (-) Land $246,400 Building $347,600 |
| 2023 | $534,600 | $594,000 Land $246,400 Building $347,600 | |
| 2022 | $5,685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1996 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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