Howard County property record for 8774 Doves Fly Way, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,352 sqft · built 1984 |
| Lot Size | 0.344 acres (14,984 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $389,000 (Aug 2003) |
| Tax Bill | $8,848 (2026) |
| Deeds & Mortgages | Oct 2021 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-474632 |
| Primary APN | 06-474632 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,984 sqft (0.344 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 310 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 474632 |
|---|---|
| Street Address | 8774 DOVES FLY WAY |
| City | LAUREL |
| State | MD |
| Zip | 20723-1249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 4 .334 A 8774 DOVES FLY WAY CARDINAL FOREST S 1 AR 3 |
| Legal Subdivision | CARDINAL FOREST SEC 01 AR 03 |
| Legal Lot Number | 4 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 606805 |
8774 Doves Fly Way is owner-occupied and held in a trust since August 2003.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 8774 DOVES FLY WAY, LAUREL, MD 20723-1249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK |
| Mar 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| May 8, 2019 | Deed of Trust, Mortgage · Line of Credit NASA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2003 · Amount on File |
| Deed Sale | Aug 1, 2003 · Amount on File |
| Prior Sale | Aug 27, 1984 · Amount on File |
| Deed Document Number | 20036679 |
| Deed Book / Page | 7440 / 479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8774 DOVES FLY WAY, LAUREL, MD 20723-1249 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 8774 DOVES FLY WAY, LAUREL, MD 20723-1249 |
| Investor | Possibly a Property Investor |
| Document Number | 0210260112 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 21026/112 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8774 DOVES FLY WAY, LAUREL, MD 20723-1249 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Title Company | CAL SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 8774 DOVES FLY WAY, LAUREL, MD 20723-1249 |
| Investor | Possibly a Property Investor |
| Document Number | 0203130004 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 20313/4 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8774 DOVES FLY WAY, LAUREL, MD 20723-1249 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | CU TITLE INSURANCE AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0186570167 |
|---|---|
| Date | May 8, 2019 |
| Book Page | 18657/167 |
| Name | NASA FCU |
|---|---|
| Type | Credit Union |
| Address | BOWIE, MD 20716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 28, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 8774 Doves Fly Way was $8,848 with a homeowner's exemption, up 2.4% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,848.00 (+2.42%) Homeowner's exemption | $607,167 (+8.62%) | $703,500 (+25.85%) Land $361,900 Building $341,600 |
| 2025 | $8,639.00 Homeowner's exemption | $559,000 Land $246,900 Building $312,100 | $559,000 Land $246,900 Building $312,100 |
| 2023 | $504,467 | $559,000 Land $246,900 Building $312,100 | |
| 2022 | $5,373.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8774 Doves Fly Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1996 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8774 Doves Fly Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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