8780 Rubystone Ct, Elk Grove, CA 95624 Property Records

Sacramento County property record for 8780 Rubystone Ct, Elk Grove, CA 95624

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,896 sqft · built 1972
Lot Size	0.23 acres (10,010 sqft)
Owner	Trust Name on File
Last Sale	$450,000 (Nov 2018)
Tax Bill	$5,766 (2025)
Deeds & Mortgages	May 2021 Line of Credit May 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`125-0300-043-0000`

Property Details

APN / Parcel Number

Primary APN	`125-0300-043-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
1st Floor Area	1,896 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,010 sqft (0.23 acres)
Garage Area	845 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8780 RUBYSTONE CT
City	ELK GROVE
State	CA
Zip	95624-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	EMERALD PARK 05, LOT 195
Legal Subdivision	EMERALD PARK 05
Legal Lot Number	195
Jurisdiction	SACRAMENTO CA
Township / Civil Division	ELK GROVE
Census Block Group	1
Census Block	1003
Census Tract	9309

Owner

8780 Rubystone Ct is owner-occupied and held in a trust since July 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	8780 RUBYSTONE CT, ELK GROVE, CA 95624-2220
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Line of Credit SACRAMENTO CU
May 17, 2021	Deed of Trust, Mortgage · Line of Credit SACRAMENTO CU
Nov 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 25, 2019	Deed of Trust, Mortgage · Conventional with PMI SACRAMENTO CU
Nov 9, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Nov 9, 2018	Affidavit of Death, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Deed Book / Page	20181109 / 928
Last Transfer Date	Jul 25, 2020
Transfer Doc	11100000000980
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8780 RUBYSTONE CT, ELK GROVE, CA 95624-2220
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8780 RUBYSTONE CT, ELK GROVE, CA 95624-2220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001527
Date	May 17, 2021
Instrument	202105171527

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95812

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8780 RUBYSTONE CT, ELK GROVE, CA 95624-2220
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8780 RUBYSTONE CT, ELK GROVE, CA 95624-2220

Mortgage

Document Number	5170000001527
Date	May 17, 2021
Book Page	20210517/1527

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95812

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 10, 2020
Property Address	8780 RUBYSTONE CT, ELK GROVE, CA 95624-2220
Document Number	2011100980
Instrument Date	Jul 25, 2020
Instrument	2011100980
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8780 RUBYSTONE CT ELK GROVE CA 956242220, ELK GROVE, CA 95624-2220

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8780 RUBYSTONE CT, ELK GROVE, CA 95624-2220
Document Number	1910010981
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8780 RUBYSTONE CT ELK GROVE CA 956242220, ELK GROVE, CA 95624-2220

Mortgage

Document Number	1910010981
Date	Oct 1, 2019
Instrument	1910010981

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95814

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 9, 2018
Property Address	8780 RUBYSTONE CT, ELK GROVE, CA 95624-2220
Document Number	1811090928
Instrument Date	Oct 30, 2018
Instrument	1811090928
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8780 RUBYSTONE CT ELK GROVE CA 956242220, ELK GROVE, CA 95624-2220

Mortgage

Document Number	1811090929
Date	Nov 9, 2018
Instrument	1811090929

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2048

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 9, 2018
Property Address	8780 RUBYSTONE CT, ELK GROVE, CA 95624-2220
Document Number	1811090926
Instrument Date	Oct 30, 2018
Instrument	1811090926
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	NORTH AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8780 RUBYSTONE CT ELK GROVE CA 956242220, ELK GROVE, CA 95624-2220

Tax Assessment & Valuation

The 2025 property tax bill for 8780 Rubystone Ct was $5,766, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$544,309 (+2%) Land $153,603 Building $390,706
2025	$5,766.00 (+0.8%)	$533,638 Land $150,592 Building $383,046
2024	$5,720.00 (+2.67%)
2023	$5,571.00 (+1.87%)	$512,919 Land $144,746 Building $368,173
2022	$5,469.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8780 Rubystone Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8780 Rubystone Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK GROVE WATER DISTRICT private · serves 44,065 people · EPA ID CA3410008
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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