8762 Rubystone Ct, Elk Grove, CA 95624 Property Records

Sacramento County property record for 8762 Rubystone Ct, Elk Grove, CA 95624

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,896 sqft · built 1973
Lot Size	0.215 acres (9,350 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Aug 2018)
Tax Bill	$4,794 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125-0300-046-0000`

Property Details

APN / Parcel Number

Primary APN	`125-0300-046-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
1st Floor Area	1,896 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	9,350 sqft (0.215 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Pool Area	13,766 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8762 RUBYSTONE CT
City	ELK GROVE
State	CA
Zip	95624-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	EMERALD PARK 05, LOT 198
Legal Subdivision	EMERALD PARK 05
Legal Lot Number	198
Jurisdiction	SACRAMENTO CA
Township / Civil Division	ELK GROVE
Census Block Group	1
Census Block	1003
Census Tract	9309

Owner

8762 Rubystone Ct is owned and occupied by two individuals who bought it in August 2018.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8762 RUBYSTONE CT, ELK GROVE, CA 95624-2220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FNDG
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FNDG
Aug 20, 2018	Grant Deed, Transfer · Conventional Mortgage SUMMIT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2018 · Amount on File
Deed Sale	Aug 20, 2018 · Amount on File
Prior Sale	Dec 17, 1996 · Amount on File
Deed Book / Page	20180820 / 1162
Prior Transfer Date	Sep 30, 2016
Prior Transfer Doc	0000001307
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8762 RUBYSTONE CT, ELK GROVE, CA 95624-2220
Document Number	2007200683
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8762 RUBYSTONE CT ELK GROVE CA 956242220, ELK GROVE, CA 95624-2220

Mortgage

Document Number	2007200683
Date	Jul 20, 2020
Instrument	2007200683

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8762 RUBYSTONE CT, ELK GROVE, CA 95624-2220
Document Number	1910110941
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8762 RUBYSTONE CT ELK GROVE CA 956242220, ELK GROVE, CA 95624-2220

Mortgage

Document Number	1910110941
Date	Oct 11, 2019
Instrument	1910110941

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 20, 2018
Property Address	8762 RUBYSTONE CT, ELK GROVE, CA 95624-2220
Document Number	1808201162
Instrument Date	Aug 16, 2018
Instrument	1808201162
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8762 RUBYSTONE CT ELK GROVE CA 956242220, ELK GROVE, CA 95624-2220

Mortgage

Document Number	1808201163
Date	Aug 20, 2018
Instrument	1808201163

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8762 Rubystone Ct was $4,794, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$449,436 (+2%) Land $142,225 Building $307,211
2025	$4,794.00 (+0.82%)	$440,625 Land $139,437 Building $301,188
2024	$4,755.00 (+2.68%)
2023	$4,631.00 (+1.87%)	$423,517 Land $134,023 Building $289,494
2022	$4,546.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8762 Rubystone Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8762 Rubystone Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK GROVE WATER DISTRICT private · serves 44,065 people · EPA ID CA3410008
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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