Kenton County property record for 878 Borderlands Dr, Erlanger, KY 41018
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,685 sqft · built 2006 |
| Owner | Individual Name on Record |
| Last Sale | $222,000 (Oct 2018) |
| Tax Bill | $2,904 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage May 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-00-06-131.03 |
| Primary APN | 031-00-06-131.03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,685 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0310006131.03 |
|---|---|
| Street Address | 878 BORDERLANDS DR |
| City | ERLANGER |
| State | KY |
| Zip | 41018-3870 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | HURSTBOURNE @ LAKEMONT PHASE XVII UNIT 131C CARLTON CHANGE LANDUSE SEE 031-00-06-131.0 |
| Legal Subdivision | HURSTBOURNE @ LAKEMONT |
| Legal Phase | 17 |
| Legal Lot Number | 131C |
| Legal Unit | 131C |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 63608 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 878 BORDERLANDS DR, ERLANGER, KY 41018-3870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| May 14, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SVGS BK |
| Jan 30, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2018 · Amount on Record |
| Deed Sale | Oct 30, 2018 · Amount on Record |
| Prior Sale | Oct 30, 2018 · Amount on Record |
| Deed Document Number | 0000000156 |
| Deed Book / Page | 0I4186 / 000125 |
| Last Transfer Date | May 14, 2019 |
| Transfer Doc | 0000000206 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 878 BORDERLANDS DR, ERLANGER, KY 41018-3870 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Title Company | AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0005900087 |
|---|---|
| Date | Oct 27, 2022 |
| Book Page | KCM 417/303 |
| Instrument | 22102705900087 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 14, 2019 |
| Property Address | 878 BORDERLANDS DR, ERLANGER, KY 41018-3870 |
| Document Number | 0000000206 |
| Book / Page | 0I4262 / 000197 |
| Instrument Date | May 8, 2019 |
| Instrument | 206 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 878 BORDERLANDS DR ERLANGER KY 410183870, ERLANGER, KY 41018-3870 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 30, 2018 |
| Property Address | 878 BORDERLANDS DR, ERLANGER, KY 41018-3870 |
| Document Number | 0000000156 |
| Book / Page | 0I4186 / 000125 |
| Instrument Date | Oct 17, 2018 |
| Instrument | 156 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 878 BORDERLANDS DR ERLANGER KY 410183870, ERLANGER, KY 41018-3870 |
| Document Number | 157 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 0I4186/000128 |
| Instrument | 157 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 30, 2018 |
| Property Address | 878 BORDERLANDS DR, ERLANGER, KY 41018-3870 |
| Document Number | 0000000175 |
| Book / Page | 0I4061 / 000141 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 175 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 878 BORDERLANDS DR ERLANGER KY 410183870, ERLANGER, KY 41018-3870 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,904.00 (-25.52%) | $293,100 (-19.87%) Building $293,100 | $293,100 (-19.87%) Building $293,100 |
| 2023 | $3,899.00 | $365,800 Land $15,000 Building $350,800 | $365,800 Land $15,000 Building $350,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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