Kenton County property record for 876 Borderlands Dr, Erlanger, KY 41018
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,685 sqft · built 2006 |
| Owner | 2 Individual Names on Record |
| Last Sale | $221,000 (Jul 2019) |
| Tax Bill | $2,418 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-00-06-131.02 |
| Primary APN | 031-00-06-131.02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,685 sqft |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0310006131.02 |
|---|---|
| Street Address | 876 BORDERLANDS DR |
| City | ERLANGER |
| State | KY |
| Zip | 41018-3870 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | HURSTBOURNE @ LAKEMONT PHASE XVII UNIT 131B CARLTON CHANGE LANDUSE SEE 031-00-06-131.0 |
| Legal Subdivision | HURSTBOURNE @ LAKEMONT |
| Legal Phase | 17 |
| Legal Lot Number | 131B |
| Legal Unit | 131B |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 63608 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 876 BORDERLANDS DR, ERLANGER, KY 41018-3870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHERN KENTUCKY FCU |
| Jul 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2019 · Amount on Record |
| Deed Sale | Jul 11, 2019 · Amount on Record |
| Prior Sale | Oct 21, 2005 · Amount on Record |
| Deed Document Number | 0004290293 |
| Deed Book / Page | 4290 / 293 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 876 BORDERLANDS DR, ERLANGER, KY 41018-3870 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900127 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | KCM 534/178 |
| Instrument | 24032005900127 |
| Name | NORTHERN KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | NEWPORT, KY 41076 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 15, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 11, 2019 |
| Property Address | 876 BORDERLANDS DR, ERLANGER, KY 41018-3870 |
| Document Number | 0000000051 |
| Book / Page | 0I4290 / 000293 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 51 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $221.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 876 BORDERLANDS DR ERLANGER KY 410183870, ERLANGER, KY 41018-3870 |
| Document Number | 52 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 0I4290/000297 |
| Instrument | 52 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2049 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,418.00 (-28.97%) Homeowner's exemption | $293,100 (-19.87%) Building $293,100 | $293,100 (-19.87%) Building $293,100 |
| 2023 | $3,404.00 Homeowner's exemption | $365,800 Land $15,000 Building $350,800 | $365,800 Land $15,000 Building $350,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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