St. Clair County property record for 8778 Stone Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,026 sqft |
| Lot Size | 1.67 acres (72,745 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,536 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-033-4005-200 |
| Primary APN | 74-14-033-4005-200 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,026 sqft Living Area |
| 1st Floor Area | 844 sqft |
| Basement Area | 844 sqft |
| Lot Area | 72,745 sqft (1.67 acres) |
|---|---|
| Lot Dimensions | 407 ft deep x 165 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8778 STONE RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | BEG S 88D 31M 40S W 1298.64' S 0D 32M 16S E 330' FROM INT 1/4 COR, TH S 0D 32M 16S E 165', TH S 88D 31M 40S W 440', TH N 0D |
| Legal Range | 16E |
| Legal Township | 03N |
| Legal Section | 33 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8778 STONE RD, CLAY, MI 48001-3818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8778 STONE RD, CLAY, MI 48001-3818 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8778 STONE RD, CLAY, MI 48001-3818 |
| Document Number | 0005530661 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 5530/661 |
| Instrument | 2022014118 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 6, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,000 (+7.5%) | $192,000 (+7.5%) | |
| 2025 | $1,536.00 (+2.13%) Homeowner's exemption | $89,300 (+17.35%) | |
| 2024 | $1,504.00 (+7.97%) | $178,600 (+17.35%) | |
| 2023 | $76,100 | ||
| 2022 | $1,393.00 | $152,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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