8775 Stone Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 8775 Stone Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,356 sqft
Lot Size	1.5 acres (65,384 sqft)
Owner	Individual Name on Record
Last Sale	$357,580 (Oct 2021)
Tax Bill	$5,391 (2024)
Deeds & Mortgages	Jun 2023 Second Mortgage May 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-033-4006-010`

Property Details

APN / Parcel Number

Primary APN	`74-14-033-4006-010`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,356 sqft Living Area

Exterior

Lot Area	65,384 sqft (1.5 acres)
Lot Dimensions	398 ft deep x 164 ft wide
Garage Area	1,284 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	8775 STONE RD
City	CLAY
State	MI
Zip	48001-3819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	BEG S 03D 26M 20S E 676.55', S 86D 05M 41S W 906.15' & N 02D 55M 14S W 163.39' FROM INTERIOR COR, TH S 86D 10M 53S W 398.57',
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3000
Census Tract	646000

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8775 STONE RD, CLAY, MI 48001-3819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE CENTER
May 10, 2021	Deed of Trust, Mortgage · Construction Mortgage NORTHSTAR BANK
Oct 21, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Deed Document Number	2021029771
Deed Book / Page	5437 / 865
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8775 STONE RD, CLAY, MI 48001-3819
Transaction Type	Mortgage
Record Updated	Jun 23, 2023
Title Company	NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8775 STONE RD, CLAY, MI 48001-3819

Mortgage

Document Number	0005627591
Date	Jun 7, 2023
Book Page	5627/591
Instrument	2023010185

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2038

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8775 STONE RD, CLAY, MI 48001-3819
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005363687
Date	May 10, 2021
Book Page	5363/687
Instrument	2021014147

Lender

Name	NORTHSTAR BANK
Type	Bank
Address	BAD AXE, MI 48413

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 21, 2021
Property Address	8775 STONE RD, CLAY, MI 48001-3819
Document Number	0005437865
Book / Page	5437 / 865
Instrument Date	Oct 4, 2021
Instrument	2021029771
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6052 STARVILLE RD, COTTRELLVILLE, MI 48039-1021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28069 COTTON CREEK CIR, CHESTERFIELD, MI 48047-6411

Mortgage

Document Number	0005431754
Date	Oct 7, 2021
Book Page	5431/754
Instrument	2021028417

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$183,000 (+19.14%)
2024	$5,391.00 (+8.82%)		$366,000 (+19.14%)
2023		$153,600
2022	$4,954.00		$307,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Stone Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures