8778 N 2200 E Rd, Downs, IL 61736 Property Records

McLean County property record for 8778 N 2200 E Rd, Downs, IL 61736

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,258 sqft · built 1995
Lot Size	1.87 acres (81,457 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Sep 2018)
Tax Bill	$9,963 (2024)
Deeds & Mortgages	Oct 2026 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-34-200-008`

Property Details

APN / Parcel Number

Primary APN	`22-34-200-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,258 sqft Living Area
1st Floor Area	1,357 sqft
2nd Floor Area	1,159 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	81,457 sqft (1.87 acres)
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8778 N 2200 EAST RD
City	DOWNS
State	IL
Zip	61736-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRAVIS MIKEL SUB IN NE NE 34-23-3E LOT 1
Legal Range	03E
Legal Township	23N
Legal Section	34
Legal Subdivision	TRAVIS MIKEL SUB
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	OLD TOWN
Census Block Group	3
Census Block	3007
Census Tract	5401

Owner

8778 N 2200 E Rd is owned and occupied by two individuals who bought it in September 2018.

Source: McLean County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8778 N 2200 EAST RD, DOWNS, IL 61736-9557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK/BLOOMINGTON
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SERVICES III LLC
Sep 12, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2018 · Amount on File
Deed Sale	Sep 12, 2018 · Amount on File
Prior Sale	Aug 4, 2005 · Amount on File
Deed Document Number	201814991
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Oct 7, 2026
Property Address	8778 N 2200 EAST RD, DOWNS, IL 61736-9557
Document Number	0000015073
Instrument Date	Sep 14, 2026
Instrument	202615073
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8778 N 2200 EAST RD, DOWNS, IL 61736-9557

Mortgage

Document Number	0000015073,
Date	Oct 7, 2026
Instrument	202615073

Lender

Name	FIRST STATE BANK/BLOOMINGTON

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 14, 2031

Interest

Rate	7.75%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	8778 N 2200 EAST RD, DOWNS, IL 61736-9557
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000027086
Date	Dec 11, 2020
Instrument	2020-00027086

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.37%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	8778 N 2200 EAST RD, DOWNS, IL 61736-9557
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900015238
Date	Sep 23, 2019
Instrument	2019-00015238

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 12, 2018
Property Address	8778 N 2200 EAST RD, DOWNS, IL 61736-9557
Document Number	201800014991
Map Reference	DOC75-10910
Instrument Date	May 2, 2018
Instrument	2018-00014991
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8778 N 2200 EAST RD, DOWNS, IL 61736-9557

Mortgage

Document Number	201800014993
Date	Sep 12, 2018
Instrument	2018-00014993

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Old Town Township
Unified School District	Tri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,131 Land $21,941 Building $109,190	$393,393 Land $65,823 Building $327,570
2024	$9,963.00 (+12.73%)
2023	$8,838.00	$113,506 Land $18,992 Building $94,514	$340,518 Land $56,976 Building $283,542

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8778 N 2200 E Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8778 N 2200 E Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Nextlink, T-Mobile, Wireless Data Net.

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