8770 Floral St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8770 Floral St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,589 sqft · built 1997
Lot Size	0.089 acres (3,853 sqft)
Owner	2 Company Names on Record
Last Sale	$505,000 (Aug 2014)
Tax Bill	$7,448 (2025)
Deeds & Mortgages	Jan 2026 Transfer Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`790-53-060`

Property Details

APN / Parcel Number

Primary APN	`790-53-060`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,589 sqft Living Area
1st Floor Area	870 sqft
2nd Floor Area	719 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,853 sqft (0.089 acres)
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	8770 FLORAL ST
City	GILROY
State	CA
Zip	95020-7280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8885 BOOK 683 PAGE 35 PAGE 36 LOT 65
Legal Subdivision	8885 PARK COMMON PH VI
Legal Tract	8885
Legal Lot Number	65
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	512514

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8770 FLORAL ST, GILROY, CA 95020-7280
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Intrafamily Transfer, Transfer
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2014 · Amount on Record
Deed Sale	Aug 22, 2014 · Amount on Record
Prior Sale	Dec 12, 2013 · Amount on Record
Deed Document Number	201422686172
Prior Transfer Date	Aug 15, 2003
Prior Transfer Doc	0017289166
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 15, 2026
Property Address	8770 FLORAL ST, GILROY, CA 95020-7280
Document Number	0025931289
Map Reference	MB 683 PG 35 & 36
Instrument Date	Jan 14, 2026
Instrument	25931289
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8770 FLORAL ST, GILROY, CA 95020-7280

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8770 FLORAL ST, GILROY, CA 95020-7280
Transaction Type	Mortgage
Record Updated	May 15, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8770 FLORAL ST, GILROY, CA 95020-7280

Mortgage

Document Number	0025629369
Date	Apr 29, 2024
Instrument	25629369

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2054

Interest

Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8770 FLORAL ST, GILROY, CA 95020-7280
Document Number	0024439326
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8770 FLORAL ST GILROY CA 950207280, GILROY, CA 95020-7280

Mortgage

Document Number	0024439326
Date	Mar 25, 2020
Instrument	24439326

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 24, 2035

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8770 FLORAL ST, GILROY, CA 95020-7280
Document Number	0023870019
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8770 FLORAL ST GILROY CA 950207280, GILROY, CA 95020-7280

Mortgage

Document Number	0023870019
Date	Feb 16, 2018
Instrument	23870019

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$618,756 (+2%) Land $216,486 Building $402,270
2025	$7,448.00 (+2.24%) Homeowner's exemption	$606,625 (+4.04%) Land $212,242 Building $394,383
2023	$7,285.00 (+1.69%) Homeowner's exemption	$583,070 Land $204,001 Building $379,069
2022	$7,164.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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