8760 Floral St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8760 Floral St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,976 sqft · built 1997
Lot Size	0.087 acres (3,800 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Apr 2004)
Tax Bill	$8,454 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2018 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`790-53-059`

Property Details

APN / Parcel Number

Primary APN	`790-53-059`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
1st Floor Area	966 sqft
2nd Floor Area	1,010 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	3,800 sqft (0.087 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	8760 FLORAL ST
City	GILROY
State	CA
Zip	95020-7280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8885 BOOK 683 PAGE 35 PAGE 36 LOT 66
Legal Subdivision	8885 PARK COMMON PH VI
Legal Tract	8885
Legal Lot Number	66
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	512514

Owner

8760 Floral St is owned and occupied by two individuals who bought it in April 2004.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8760 FLORAL ST, GILROY, CA 95020-7280
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit CITIBANK NYS
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 1, 2018	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Dec 18, 2019	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2004 · Amount on File
Deed Sale	Apr 1, 2004 · Amount on File
Prior Sale	Nov 12, 1997 · Amount on File
Deed Document Number	200417691918
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 1, 2026
Property Address	8760 FLORAL ST, GILROY, CA 95020-7280
Document Number	0026011584
Instrument Date	Jun 25, 2026
Instrument	202626011584
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	8760 FLORAL ST, GILROY, CA 95020-7280

Mortgage

Document Number	0026011584,
Date	Jul 1, 2026
Instrument	202626011584

Lender

Name	CITIBANK NYS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2056

Interest

Rate	6.53%
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8760 FLORAL ST, GILROY, CA 95020-7280
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023873575
Date	Feb 22, 2018
Instrument	23873575

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8760 FLORAL ST, GILROY, CA 95020-7280
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023946024
Date	Jun 1, 2018
Instrument	23946024

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8760 FLORAL ST, GILROY, CA 95020-7280
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024360348
Date	Dec 18, 2019
Instrument	24360348

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8760 FLORAL ST, GILROY, CA 95020-7280
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8760 FLORAL ST, GILROY, CA 95020-7280

Mortgage

Document Number	0024624945
Date	Sep 22, 2020
Instrument	24624945

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8760 FLORAL ST, GILROY, CA 95020-7280
Document Number	0024299478
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8760 FLORAL ST GILROY CA 950207280, GILROY, CA 95020-7280

Mortgage

Document Number	0024299478
Date	Oct 8, 2019
Instrument	24299478

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8760 Floral St was $8,454 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$702,978 (+2%) Land $245,950 Building $457,028
2025	$8,454.00 Homeowner's exemption	$689,195 Land $241,128 Building $448,067
2023	$8,269.00 (+1.68%) Homeowner's exemption	$662,434 Land $231,765 Building $430,669
2022	$8,132.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8760 Floral St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 8760 Floral St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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