877 Stewart Ave, Elgin, IL 60120 Property Records

Cook County property record for 877 Stewart Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,151 sqft · built 1954
Lot Size	0.232 acres (10,125 sqft)
Owner	Individual Name on Record
Last Sale	$187,500 (Apr 2018)
Tax Bill	$2,704 (2023)
Deeds & Mortgages	Feb 2023 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-105-007`

Property Details

APN / Parcel Number

Primary APN	`06-06-105-007`
Alternative APN	`06-06-105-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,151 sqft Living Area
1st Floor Area	1,151 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,125 sqft (0.232 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	877 STEWART AVE
City	ELGIN
State	IL
Zip	60120-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	9E
Legal Township	41N
Legal Section	06
Legal Subdivision	TROUT PARK
Legal Block	4
Legal Lot Number	8,9
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1011
Census Tract	804313

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	877 STEWART AVE, ELGIN, IL 60120-2313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Apr 11, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2018 · Amount on Record
Deed Sale	Apr 11, 2018 · Amount on Record
Prior Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	201817237
Prior Transfer Date	Nov 18, 2011
Prior Transfer Doc	0000011056
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	877 STEWART AVE, ELGIN, IL 60120-2313
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005841265
Date	Feb 27, 2023
Instrument	2305841265

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	May 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	877 STEWART AVE, ELGIN, IL 60120-2313
Document Number	2035734222
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	877 STEWART AVE ELGIN IL 601202313, ELGIN, IL 60120-2313

Mortgage

Document Number	2035734222
Date	Dec 22, 2020
Instrument	35734222

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 21, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 11, 2018
Property Address	877 STEWART AVE, ELGIN, IL 60120-2313
Document Number	1810117236
Instrument Date	Nov 18, 2011
Instrument	10117236
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$142.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	877 STEWART AVE ELGIN IL 601202313, ELGIN, IL 60120-2313

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,359 (+48.05%) Land $7,088 Building $9,271	$163,590 (+48.05%) Land $70,880 Building $92,710
2023	$2,704.00 (-12.52%)
2022	$3,091.00	$11,050 Land $4,050 Building $7,000	$110,500 Land $40,500 Building $70,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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