Cook County property record for 861 Stewart Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 860 sqft · built 1940 |
| Lot Size | 0.396 acres (17,250 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,114 (2022) |
| Deeds & Mortgages | Feb 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-06-105-025 |
| Primary APN | 06-06-105-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 860 sqft Living Area |
| 1st Floor Area | 860 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 17,250 sqft (0.396 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 861 STEWART AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 06 |
| Legal Subdivision | TROUT PARK |
| Legal Block | 4 |
| Legal Lot Number | 11-13 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 804313 |
861 Stewart Ave is owner-occupied and held in a trust since July 2010.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 861 STEWART AVE, ELGIN, IL 60120-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 30, 2010 |
| Transfer Doc | 0000017071 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 7, 2024 |
| Property Address | 861 STEWART AVE, ELGIN, IL 60120-2313 |
| Document Number | 0003841119 |
| Map Reference | DOC 8490230 |
| Instrument Date | Feb 2, 2024 |
| Instrument | 2403841119 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 861 STEWART AVE, ELGIN, IL 60120-2313 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,000 Land $12,075 Building $12,925 | $250,000 Land $120,750 Building $129,250 | |
| 2022 | $3,114.00 (+182.07%) Homeowner's exemption Senior Citizen's exemption | $19,000 (+43.83%) Land $6,900 Building $12,100 | $190,000 (+43.83%) Land $69,000 Building $121,000 |
| 2021 | $1,104.00 Homeowner's exemption Senior Citizen's exemption | $13,210 Land $4,743 Building $8,467 | $132,100 Land $47,430 Building $84,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 861 Stewart Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 861 Stewart Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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