Hampden County and West Springfield Town City property record for 877 Prospect Ave, West Springfield, MA 01089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,724 sqft · built 1996 |
| Lot Size | 0.694 acres (30,233 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $194,900 (Dec 1996) |
| Tax Bill | $6,908 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 445-28210-10-001 |
| Primary APN | 445-28210-10-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,724 sqft Living Area |
| Gross Area | 4,314 sqft |
| Basement Area | 1,032 sqft |
| Unfinished Basement | 1,032 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,233 sqft (0.694 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 445-28210-10-001 |
|---|---|
| Street Address | 877 PROSPECT AVE |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-4567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | WEST SPRINGFIELD |
| Legal Block | 28210 |
| Legal Lot Number | 10 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 812401 |
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 877 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed of Trust, Mortgage · Line of Credit HOLYOKE CU |
| Oct 19, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) HOLYOKE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 1996 · Amount on Record |
| Deed Sale | Dec 23, 1996 · Amount on Record |
| Prior Sale | Jul 16, 1996 · Amount on Record |
| Deed Book / Page | 9722 / 182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 877 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4567 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024817-478 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 24817/478 |
| Instrument | 69232 |
| Name | HOLYOKE CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 877 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4567 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024771-513 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 24771/513 |
| Instrument | 62345 |
| Name | HOLYOKE CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2032 |
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,908.00 (+6.26%) | $492,700 (+12.69%) Land $175,400 Building $317,300 | $478,613 (+4.37%) |
| 2025 | $6,501.00 (-0.79%) | $437,200 (-1.2%) Land $159,300 Building $277,900 | $458,565 |
| 2024 | $6,553.00 (+6.43%) | $442,500 (+11.69%) Land $159,300 Building $283,200 | |
| 2023 | $6,157.00 | $396,200 Land $165,400 Building $230,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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