Polk County property record for 877 Luke St, Independence, OR 97351
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1996 |
| Lot Size | 0.168 acres (7,313 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Aug 2026) |
| Tax Bill | $2,269 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08420-DA-17000 |
| Primary APN | 08420-DA-17000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,404 sqft Living Area |
| Gross Area | 1,888 sqft |
| 1st Floor Area | 1,404 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Mobile Home |
| Exterior Material | Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,313 sqft (0.168 acres) |
| Garage Area | 484 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 567732 |
|---|---|
| Street Address | 877 LUKE ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-9406 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RM |
| Legal Description | GREEN ACRES LOT 38 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 20 |
| Legal Subdivision | GREEN ACRES |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20305 |
877 Luke St, a mobile home, is owned and occupied by an individual who bought it in August 2026.
Source: Polk County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 877 LUKE ST, INDEPENDENCE, OR 97351-9406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION |
| Dec 4, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY CU |
| Mar 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage BANNER BANK |
| Dec 7, 2018 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on File |
| Deed Sale | Aug 11, 2026 · Amount on File |
| Prior Sale | May 28, 2021 · Amount on File |
| Deed Document Number | 20266409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Aug 11, 2026 |
| Property Address | 877 LUKE ST, INDEPENDENCE, OR 97351-9406 |
| Document Number | 0000006409 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 20266409 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | AMERITITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 877 LUKE ST, INDEPENDENCE, OR 97351-9406 |
| Document Number | 0000006410, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 20266410 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000006411, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 20266411 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 877 LUKE ST, INDEPENDENCE, OR 97351-9406 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 877 LUKE ST, INDEPENDENCE, OR 97351-9406 |
| Document Number | 0000008865 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 2023-008865 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Nov 25, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 877 LUKE ST, INDEPENDENCE, OR 97351-9406 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Address | 877 LUKE ST, INDEPENDENCE, OR 97351-9406 |
| Document Number | 0000002512 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022-002512 |
| Name | OREGON COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | EUGENE, OR 97401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 877 LUKE ST, INDEPENDENCE, OR 97351-9406 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0000005608 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-005608 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Dec 7, 2018 |
| Property Address | 877 LUKE ST, INDEPENDENCE, OR 97351-9406 |
| Document Number | 0000014106 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 2018-014106 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Title Company | TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 877 LUKE ST, INDEPENDENCE, OR 97351-9406 |
| Document Number | 0000014107 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | 2018-014107 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 877 Luke St was $2,269, up 3.8% from the year before.
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,080 (+3%) Land $48,160 Building $79,920 | $302,550 (+9.79%) Land $155,800 Building $146,750 | |
| 2025 | $2,269.00 (+3.8%) | $124,350 (+3%) Land $46,760 Building $77,590 | $275,580 (-8.78%) Land $135,000 Building $140,580 |
| 2024 | $2,186.00 (-2.5%) | $120,730 (+2.99%) Land $45,400 Building $75,330 | $302,100 (-1.48%) Land $148,000 Building $154,100 |
| 2023 | $2,242.00 (+8.89%) | $117,220 (+3%) Land $44,080 Building $73,140 | $306,640 (+7.49%) Land $149,300 Building $157,340 |
| 2022 | $2,059.00 | $113,810 Land $42,800 Building $71,010 | $285,280 Land $150,600 Building $134,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 877 Luke St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 877 Luke St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.9% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
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