856 Luke St, Independence, OR 97351 Property Records

Polk County property record for 856 Luke St, Independence, OR 97351

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 1996
Lot Size	0.167 acres (7,252 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jul 2021)
Tax Bill	$2,240 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08420-DA-16700`

Property Details

APN / Parcel Number

Primary APN	`08420-DA-16700`
Alternative APN	`567729`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,512 sqft Living Area
Gross Area	1,996 sqft
1st Floor Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Concrete Block
Roof Material	Composition Shingle
Lot Area	7,252 sqft (0.167 acres)
Garage Area	484 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	567729
Street Address	856 LUKE ST
City	INDEPENDENCE
State	OR
Zip	97351-9406
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RM
Legal Description	GREEN ACRES LOT 35
Legal Range	4W
Legal Township	08S
Legal Section	20
Legal Subdivision	GREEN ACRES
Legal Block	1
Legal Lot Number	35
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1000
Census Tract	20305

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	856 LUKE ST, INDEPENDENCE, OR 97351-9406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Prior Sale	May 23, 2007 · Amount on Record
Deed Document Number	202111106
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jul 7, 2021
Property Address	856 LUKE ST, INDEPENDENCE, OR 97351-9406
Document Number	0000011106
Map Reference	VOL 13 PG 26
Instrument Date	Jun 11, 2021
Instrument	2021-011106
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	856 LUKE ST, INDEPENDENCE, OR 97351-9406

Mortgage

Document Number	0000011107
Date	Jul 7, 2021
Instrument	2021-011107

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,440 (+3%) Land $51,470 Building $74,970	$278,100 (-4.54%) Land $150,000 Building $128,100
2025	$2,240.00 (+3.8%)	$122,760 (+3%) Land $49,970 Building $72,790	$291,340 (-0.29%) Land $149,300 Building $142,040
2024	$2,158.00 (-2.53%)	$119,190 (+3%) Land $48,520 Building $70,670	$292,190 (-1.71%) Land $148,000 Building $144,190
2023	$2,214.00 (+8.96%)	$115,720 (+3%) Land $47,100 Building $68,620	$297,280 (+5.63%) Land $149,300 Building $147,980
2022	$2,032.00	$112,350 Land $45,730 Building $66,620	$281,430 Land $150,600 Building $130,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Hunter Communications Fixed Wireless	200 / 20