877 Juniper Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 877 Juniper Dr, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1979
Square Footage	1,224 sqft Living Area
Lot Size	12,000 sqft (0.275 acres)
Occupancy	Owner Occupied
Last Sale	$155,000 (2017)
Tax Bill	$3,068.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8812-07-403-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft 1st Floor
Basement Area	1,224 sqft Basement
Finished Basement	700 sqft Finished
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	484 sqft Garage

Exterior Amenities

Deck Area	192 sqft Deck
Patio Area	192 sqft Patio
Porch	Slab
Porch Area	48 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	877 JUNIPER DR
City	WATERLOO
State	IA
Zip	50702-4630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR TERRACE FIFTH ADDITION LOT 22
Legal Range	12W
Legal Township	88N
Legal Section	07
Legal Subdivision	CEDAR TERRACE FIFTH ADDITION
Legal Lot Number	22
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR
Census Block Group	1
Census Block	1001
Census Tract	2901

Owner

Source: Black Hawk County records · APN 8812-07-403-011

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	877 JUNIPER DR, WATERLOO, IA 50702-4630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 26, 2017 · Amount on Record
Deed Sale	Apr 26, 2017 · Amount on Record
Deed Document Number	201718692
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	877 JUNIPER DR, WATERLOO, IA 50702-4630
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700018693
Date	Apr 26, 2017
Instrument	2017-00018693

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,068.00 Homeowner's exemption	$221,530 (-7.32%) Land $20,400 Building $201,130	$221,530 (-7.32%) Land $20,400 Building $201,130
2024	$3,068.00 (+35.27%)
2023		$239,030 (+34.82%) Land $20,400 Building $218,630	$239,030 (+34.82%) Land $20,400 Building $218,630
2022	$2,268.00 Homeowner's exemption	$177,300 Land $20,400 Building $156,900
2021			$177,300 Land $20,400 Building $156,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 3% of the US · above 24% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.