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869 Juniper Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 869 Juniper Dr, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 988 sqft · built 1979
Lot Size0.275 acres (12,000 sqft)
Owner2 Individual Names on File
Tax Bill$2,278 (2025)
Deeds & MortgagesAug 2023 Mortgage
Apr 2020 Mortgage
Flood ZoneZone AE (high risk)
APN8812-07-403-010

Property Details

APN / Parcel Number

Primary APN8812-07-403-010

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area988 sqft Living Area
1st Floor Area988 sqft
Basement Area988 sqft
Finished Basement900 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Foyer
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Deck Area120 sqft
Patio Area230 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address869 JUNIPER DR
CityWATERLOO
StateIA
Zip50702-4630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR TERRACE FIFTH ADDITION LOT 21
Legal Range12W
Legal Township88N
Legal Section07
Legal SubdivisionCEDAR TERRACE FIFTH ADDITION
Legal Lot Number21
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR
Census Block Group1
Census Block1001
Census Tract2901

Owner

Source: Black Hawk County records · APN 8812-07-403-010

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address869 JUNIPER DR, WATERLOO, IA 50702-4630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2023Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Apr 27, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address869 JUNIPER DR, WATERLOO, IA 50702-4630
Transaction TypeMortgage
Record UpdatedAug 17, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address869 JUNIPER DR, WASHBURN, IA 50702-4630

Mortgage

Document Number202400001467
DateAug 01, 2023
Instrument202400001467
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address869 JUNIPER DR, WATERLOO, IA 50702-4630
Transaction TypeMortgage
Record UpdatedJun 17, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000018695
DateApr 27, 2020
Instrument202000018695
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term316 Months
DueAug 01, 2046

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,278.00 Homeowner's exemption$187,580 (-7.25%) Land $20,400 Building $167,180$187,580 (-7.25%) Land $20,400 Building $167,180
2024$2,278.00 (+17.06%)
2023$202,240 (+31.87%) Land $20,400 Building $181,840$202,240 (+31.87%) Land $20,400 Building $181,840
2022$1,946.00 Homeowner's exemption$153,360 Land $20,400 Building $132,960
2021$153,360 Land $20,400 Building $132,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130029011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 49 individual NFIP policies nearby
Nearby Flood Policies49 in force
Nearby Flood Claims118 (1978–2016)
Claims Outside the SFHA11 of 118
Most Recent ClaimSep 2016, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Sep 2016 · 39 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 14 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 51 claims

Wildfire

Wildfire RiskLow
above 3% of the US · above 24% of Iowa
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 220 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Waterloo Telecommunications UtilityFiber10,000 / 10,000
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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