865 Holland St, Saugatuck, MI 49453 Property Records

Allegan County property record for 865 Holland St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 878 sqft · built 1976
Lot Size	0.267 acres (11,631 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Nov 2019)
Tax Bill	$8,053 (2025)
Deeds & Mortgages	Nov 2019 Sale Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`57-051-002-00`

Property Details

APN / Parcel Number

Primary APN	`57-051-002-00`
Alternative APN	`03-57-051-002-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	878 sqft Living Area
1st Floor Area	878 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	11,631 sqft (0.267 acres)
Lot Dimensions	132 ft deep x 88 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	865 HOLLAND ST
City	SAUGATUCK
State	MI
Zip	49453-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR-COMM RE
Legal Description	WLY 114' OF NLY 88' OF LOTS 1 & 2 BLK 1 BANDLE'S ADDITION T3N R16W (03).
Legal Subdivision	BANDLES ADD
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2051
Census Tract	30801

Owner

865 Holland St is owned by two individuals who bought it in November 2019.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	500 MILL ST, SAUGATUCK, MI 49453-9507
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Warranty Deed, Transfer LIGHTHOUSE TITLE INC, LIGHTOUSE TITLE INC
Mar 28, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	Apr 2, 2002 · Amount on File
Deed Book / Page	4405 / 159
Prior Transfer Date	Mar 19, 2018
Prior Transfer Doc	4231/692
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 21, 2019
Property Address	865 HOLLAND ST, SAUGATUCK, MI 49453-9607
Document Number	4405/159
Book / Page	4405 / 159
Instrument Date	Nov 1, 2019
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LIGHTHOUSE TITLE INC, LIGHTOUSE TITLE INC

Transaction

Amount	Amount on Record
Tax	$2,322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7733 E 500 S, 7733, PIERCETON, IN 46562-9214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 MILL SREET, SAUGATUCK, MI 49453-9507

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Mar 28, 2018
Property Address	865 HOLLAND ST, SAUGATUCK, MI 49453-9607
Document Number	4231/692
Book / Page	4231 / 692
Instrument Date	Mar 19, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	865 HOLLAND ST, 865, SAUGATUCK, MI 49453-9607

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	865 HOLLAND ST, SAUGATUCK, MI 49453-9607

Tax Assessment & Valuation

The 2025 property tax bill for 865 Holland St was $8,053, up 3.2% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,000 (+0.37%) Land $136,300 Building $135,700	$544,000 (+0.37%) Land $272,600 Building $271,400
2025	$8,053.00 (+3.2%)	$271,000 Land $130,500 Building $140,500	$542,000 Land $261,000 Building $281,000
2024	$7,803.00
2023		$195,000 Land $78,800 Building $116,200	$390,000 Land $157,600 Building $232,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 865 Holland St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 865 Holland St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Holland St

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