El Dorado County property record for 877 Cottage St, Placerville, CA 95667
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 920 sqft · built 1960 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Company Name on Record |
| Last Sale | $178,000 (Oct 2008) |
| Tax Bill | $2,445 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-171-024-000 |
| Primary APN | 001-171-024-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 920 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Lot Area | 5,663 sqft (0.13 acres) |
| Terrain | Combination |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 920 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 877 COTTAGE ST |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-4524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R106 |
| Legal Description | L B |
| Legal Subdivision | EMMA SCHAUB |
| Legal Lot Number | B |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | PLACERVILLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 31100 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3301 PONDEROSA RD, SHINGLE SPRINGS, CA 95682-9433 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2008 · Amount on Record |
| Deed Sale | Oct 20, 2008 · Amount on Record |
| Prior Sale | Aug 21, 2008 · Amount on Record |
| Deed Document Number | 200850763 |
| Prior Transfer Date | Aug 5, 2008 |
| Prior Transfer Doc | 0000041232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 877 COTTAGE ST, PLACERVILLE, CA 95667-4524 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Title Company | NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 3301 PONDEROSA RD, SHINGLE SPRINGS, CA 95682-9433 |
| Document Number | 0000004199 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2022-0004199 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Municipality | Placerville City |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Placerville Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $233,781 (+2%) Land $111,635 Building $122,146 | |
| 2025 | $2,445.00 (+3.34%) | $229,198 (+4.04%) Land $109,447 Building $119,751 |
| 2023 | $2,366.00 (+1.41%) | $220,299 Land $105,198 Building $115,101 |
| 2022 | $2,333.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003 |
|---|---|
| Water Source | Purchased surface water from EL DORADO ID - MAIN |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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