El Dorado County property record for 861 Cottage St, Placerville, CA 95667 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,040 sqft · built 1988 |
| Lot Size | 0.159 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $457,000 (Nov 2021) |
| Tax Bill | $5,125 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-171-055-000 |
| Primary APN | 001-171-055-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,040 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Construction Type | Wood |
| Lot Area | 6,969 sqft (0.159 acres) |
| Terrain | Gentle Slope |
| View / Lot | Fair |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,040 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Old Parcel Number | 0011715510 |
|---|---|
| Street Address | 861 COTTAGE ST |
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-4524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PM 37/120/2 |
| Legal Subdivision | EMMA SCHAUB SUB A-4 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | PLACERVILLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 31100 |
Source: El Dorado County records · APN 001-171-055-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 861 COTTAGE ST, PLACERVILLE, CA 95667-4524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 04, 2021 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Feb 28, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 04, 2021 · Amount on Record |
| Deed Sale | Nov 04, 2021 · Amount on Record |
| Prior Sale | Feb 28, 2018 |
| Deed Document Number | 2021-0069163 |
| Record Updated | Jun 07, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Nov 04, 2021 |
| Property Address | 861 COTTAGE ST, PLACERVILLE, CA 95667-4524 |
| Document Number | 0000069163 |
| Map Reference | MB 37 PG 120 |
| Instrument Date | Nov 02, 2021 |
| Instrument | 2021-0069163 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 861 COTTAGE ST, PLACERVILLE, CA 95667-4524 |
| Document Number | 0000069164 |
|---|---|
| Date | Nov 04, 2021 |
| Instrument | 2021-0069164 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Feb 28, 2018 |
| Property Address | 861 COTTAGE ST, PLACERVILLE, CA 95667-4524 |
| Document Number | 0000007293 |
| Instrument Date | Feb 21, 2018 |
| Instrument | 7293 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 109 GRIMES WAY FOLSOM CA 956305232, FOLSOM, CA 95630-5232 |
Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Municipality | Placerville City |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Placerville Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,125.00 (+3.37%) | $484,970 (+4.04%) Land $135,834 Building $349,136 |
| 2023 | $4,958.00 (+1.45%) | $466,140 Land $130,560 Building $335,580 |
| 2022 | $4,887.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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