877 Cecelia Dr, Coldwater, OH 45828 Property Records

Mercer County property record for 877 Cecelia Dr, Coldwater, OH 45828

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,205 sqft · built 2003
Lot Size	0.239 acres (10,450 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Aug 2020)
Tax Bill	$4,296 (2025)
Deeds & Mortgages	Oct 2019 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-181200.0000`

Property Details

APN / Parcel Number

Primary APN	`05-181200.0000`
Alternative APN	`08-27-402-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,205 sqft Living Area
Basement Area	1,197 sqft
Finished Basement	1,197 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	10,450 sqft (0.239 acres)
Lot Dimensions	110 ft deep x 95 ft wide
Garage Type	Attached

Location & Zoning

Street Address	877 CECELIA DR
City	COLDWATER
State	OH
Zip	45828-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTVIEW FIRST ADD LOT#: 1404
Legal Subdivision	EASTVIEW FIRST ADD
Legal Lot Number	1404
Jurisdiction	MERCER OH
Township / Civil Division	BUTLER
Census Block Group	2
Census Block	2009
Census Tract	967700

Owner

877 Cecelia Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Mercer County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	877 CECELIA DR, COLDWATER, OH 45828-1533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK CO
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK CO
Aug 4, 2020	Survivorship Deed, Transfer · Conventional Mortgage MYCUMORTGAGE LLC
Jan 19, 2018	Survivorship Deed, Transfer · Conventional Mortgage THE PEOPLES BANK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	Jan 19, 2018 · Amount on File
Deed Document Number	20204683
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	877 CECELIA DR, COLDWATER, OH 45828-1533
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900004659
Date	Oct 15, 2019
Instrument	201900004659

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	COLDWATER, OH 45828

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	877 CECELIA DR, COLDWATER, OH 45828-1533
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000002649
Date	May 19, 2020
Instrument	202000002649

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	CHICKASAW, OH 45826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERCER OH
Recording Date	Aug 4, 2020
Property Address	877 CECELIA DR, COLDWATER, OH 45828-1533
Document Number	202000004683
Map Reference	CAB 1 PG 177
Instrument Date	Aug 4, 2020
Instrument	202000004683
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	877 CECELIA DR, COLDWATER, OH 45828-1533

Mortgage

Document Number	202000004684
Date	Aug 4, 2020
Instrument	202000004684

Lender

Name	MYCUMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERCER OH
Recording Date	Jan 19, 2018
Property Address	877 CECELIA DR, COLDWATER, OH 45828-1533
Document Number	201800000286
Map Reference	CAB1 PG177
Instrument Date	Jan 13, 2018
Instrument	201800000286
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	877 CECELIA DR, COLDWATER, OH 45828-1533

Mortgage

Document Number	201800000287
Date	Jan 19, 2018
Instrument	201800000287

Lender

Name	THE PEOPLES BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 877 Cecelia Dr was $4,296.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Butler Township
Municipality	Coldwater Village
Unified School District	Coldwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,296.00	$125,970 (-) Land $9,910 Building $116,060
2024	$4,296.00 (+1.83%)	$125,970 (-) Land $9,910 Building $116,060
2023	$4,219.00 (+12.57%)	$125,970 (+26.5%) Land $9,910 Building $116,060	$359,900 Land $28,300 Building $331,600
2022	$3,748.00	$99,580 Land $6,480 Building $93,100
2020			$284,500 Land $18,500 Building $266,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 877 Cecelia Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 877 Cecelia Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wabash Communications.

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