876 Cecelia Dr, Coldwater, OH 45828 Property Records

Mercer County property record for 876 Cecelia Dr, Coldwater, OH 45828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,743 sqft · built 2001
Lot Size	0.237 acres (10,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$141,000 (Mar 2002)
Tax Bill	$3,113 (2025)
Deeds & Mortgages	Jun 2009 Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-181700.0000`

Property Details

APN / Parcel Number

Primary APN	`05-181700.0000`
Alternative APN	`08-27-401-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,743 sqft Living Area
Basement Area	987 sqft
Finished Basement	987 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	10,340 sqft (0.237 acres)
Lot Dimensions	110 ft deep x 94 ft wide
Garage Type	Attached

Location & Zoning

Street Address	876 CECELIA DR
City	COLDWATER
State	OH
Zip	45828-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTVIEW FIRST ADD PLATTED 2/11/93 LOT#: 1409
Legal Subdivision	EASTVIEW FIRST ADD
Legal Lot Number	1409
Jurisdiction	MERCER OH
Township / Civil Division	BUTLER
Census Block Group	2
Census Block	2004
Census Tract	967700

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	876 CECELIA DR, COLDWATER, OH 45828-1534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2009	Deed of Trust, Mortgage FIFTH THIRD MORTGAGE CO
Nov 16, 2022	Transfer on Death Deed, Transfer
Nov 16, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2002 · Amount on Record
Deed Sale	Mar 1, 2002 · Amount on Record
Last Transfer Date	Nov 15, 2022
Transfer Doc	0000005466
Record Updated	Sep 20, 2026

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	876 CECELIA DR, COLDWATER, OH 45828-1534
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE RESOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900004508
Date	Jun 12, 2009
Instrument	200900004508

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2039

November 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MERCER OH
Recording Date	Nov 16, 2022
Property Address	876 CECELIA DR, COLDWATER, OH 45828-1534
Document Number	202200005467
Map Reference	CAB 1 PG 177
Instrument Date	Nov 15, 2022
Instrument	202200005467
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	876 CECELIA DR, COLDWATER, OH 45828-1534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	876 CECELIA DR, COLDWATER, OH 45828-1534

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCER OH
Recording Date	Nov 16, 2022
Property Address	876 CECELIA DR, COLDWATER, OH 45828-1534
Document Number	202200005466
Map Reference	CAB 1 PG 177
Instrument Date	Nov 15, 2022
Instrument	202200005466
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	876 CECELIA DR, COLDWATER, OH 45828-1534

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Butler Township
Municipality	Coldwater Village
Unified School District	Coldwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,113.00	$93,520 (-) Land $9,800 Building $83,720
2024	$3,113.00 (+1.93%)	$93,520 (-) Land $9,800 Building $83,720
2023	$3,054.00 (+4.09%)	$93,520 (+17.09%) Land $9,800 Building $83,720	$267,200 (+17.09%) Land $28,000 Building $239,200
2022	$2,934.00	$79,870 Land $6,440 Building $73,430
2020			$228,200 Land $18,400 Building $209,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wabash Communications.

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