8764 Saunders Rd, Sterling, MI 48659 Property Records

Bay County property record for 8764 Saunders Rd, Sterling, MI 48659

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1974
Lot Size	4.96 acres (216,058 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Oct 2025)
Tax Bill	$1,416 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-003-200-010-02`

Property Details

APN / Parcel Number

Primary APN	`060-003-200-010-02`
Alternative APN	`060-003-200-010-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,716 sqft Living Area
Basement Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Lot Area	216,058 sqft (4.96 acres)
Garage Area	1,472 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	8764 SAUNDERS RD
City	STERLING
State	MI
Zip	48659-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 450 FT OF W 480 FT OF S 1/2 OF NE 1/4 SEC 3 T18N R3E +/- 4.96 AC
Legal Range	03E
Legal Township	18N
Legal Section	03
Jurisdiction	BAY MI
Township / Civil Division	GIBSON
Census Block Group	1
Census Block	1002
Census Tract	286400

Owner

Source: Bay County records, as of November 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	710 W NORTH UNION RD, AUBURN, MI 48611-9587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Oct 21, 2025	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Feb 14, 2024
Deed Document Number	202513239
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	8764 SAUNDERS RD, STERLING, MI 48659-9608
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 W NORTH UNION RD, AUBURN, MI 48611-9587

Mortgage

Document Number	0000013041
Date	Oct 16, 2025
Instrument	202513041

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Oct 21, 2025
Property Address	8764 SAUNDERS RD, STERLING, MI 48659-9608
Document Number	0000013239
Instrument Date	Oct 8, 2025
Instrument	202513239
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	UNKNOWN, ARENAC COUNTY T&E AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8764 SAUNDERS RD, STERLING, MI 48659-9608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 W NORTH UNION RD, AUBURN, MI 48611-9587

Mortgage

Document Number	0000013041
Date	Oct 21, 2025
Instrument	202513041

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Bay County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Gibson Township
Unified School District	Standish-Sterling Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,500 (-65.22%)	$165,000 (-65.22%)
2024	$1,416.00 (-40.68%)
2023		$237,200	$474,400
2022	$2,387.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fixed Wireless	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

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