8757 Saunders Rd, Sterling, MI 48659 Property Records

Bay County property record for 8757 Saunders Rd, Sterling, MI 48659

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 1985
Lot Size	6.51 acres (283,576 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (Dec 2014)
Tax Bill	$2,325 (2026)
Deeds & Mortgages	Jun 2021 Transfer Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060-003-100-010-02`

Property Details

APN / Parcel Number

Primary APN	`060-003-100-010-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,992 sqft Living Area
1st Floor Area	1,992 sqft
Basement Area	1,680 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Foundation Type	Slab (Mat/Raft)
Lot Area	283,576 sqft (6.51 acres)
Lot Dimensions	627 ft deep x 452 ft wide
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8757 SAUNDERS RD
City	STERLING
State	MI
Zip	48659-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF S 904 FT OF E 627 FT OF S 1/2 OF NW 1/4. SEC.3,T18N,R3E 1-17-85
Jurisdiction	BAY MI
Township / Civil Division	GIBSON
Census Block Group	1
Census Block	1003
Census Tract	286400

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8757 SAUNDERS RD, STERLING, MI 48659-9608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Intrafamily Transfer, Transfer
Jun 24, 2021	Intrafamily Transfer, Transfer
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2014 · Amount on Record
Deed Sale	Dec 22, 2014 · Amount on Record
Deed Book / Page	3067 / 1
Last Transfer Date	Jan 7, 2021
Transfer Doc	202111148
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	Jun 24, 2021
Property Address	8757 SAUNDERS RD, STERLING, MI 48659-9608
Document Number	202111148
Instrument Date	Jun 21, 2021
Instrument	202111148
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8757 SAUNDERS RD, STERLING, MI 48659-9608

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	Jun 24, 2021
Property Address	8757 SAUNDERS RD, STERLING, MI 48659-9608
Document Number	202111149
Instrument Date	Apr 22, 2021
Instrument	202111149
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8757 SAUNDERS RD, STERLING, MI 48659-9608

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	8757 SAUNDERS RD, STERLING, MI 48659-9608
Document Number	0000018610
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8757 SAUNDERS RD STERLING MI 486599608, STERLING, MI 48659-9608

Mortgage

Document Number	0000018610
Date	Dec 28, 2020
Instrument	18610

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Gibson Township
Unified School District	Standish-Sterling Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,325.00 (+13.64%) Homeowner's exemption	$128,900 (+49.02%)	$257,800 (+49.02%)
2023		$86,500	$173,000
2022	$2,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fixed Wireless	1,000 / 500

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Saunders Rd

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