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87616 Roses Bluff Rd, Yulee, FL 32097 Property Records

Nassau County property record for 87616 Roses Bluff Rd, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,952 sqft · built 1999
Lot Size1.97 acres (85,813 sqft)
OwnerCompany Name on Record
Last Sale$555,000 (Dec 2022)
Tax Bill$7,360 (2022)
Deeds & MortgagesDec 2022 Sale & Mortgage
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN42-3N-28-5080-0028-0010

Property Details

APN / Parcel Number

Primary APN42-3N-28-5080-0028-0010

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms2 Rooms
Stories2 Stories
Building Area2,952 sqft Heated Area
Gross Area3,572 sqft
1st Floor Area2,306 sqft
Upper Floors Area1,670 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1999
Exterior MaterialOther
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area85,813 sqft (1.97 acres)
Garage Area1,024 sqft

Exterior Amenities

PorchOpen Porch
Porch Area588 sqft
Deck Area60 sqft
Patio Area661 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address87616 ROSES BLUFF RD
CityYULEE
StateFL
Zip32097-4998
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionPT OF LOT 28 IN OR 2605/1191 THIGPEN SURVEY DB 39/356
Legal Range28E
Legal Township03N
Legal Section42
Legal SubdivisionTHIGPEN SURVEY
Legal Lot Number28
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group3
Census Block3014
Census Tract50306

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address87616 ROSES BLUFF RD, YULEE, FL 32097-4998
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2022Warranty Deed, Transfer · Seller Carry-Back
DAVID H MATTHEWS LIVING TRUST
Feb 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
RESOURCE FINANCIAL SERVICES INC
Dec 11, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Sep 25, 2019Loan Modification, Mortgage · Conventional Mortgage
FIRST FED'L SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2022 · Amount on Record
Deed SaleDec 1, 2022 · Amount on Record
Prior SaleDec 11, 2020 · Amount on Record
Deed Document Number0026051191
Deed Book / Page2605 / 1191
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateDec 1, 2022
Property Address87616 ROSES BLUFF RD, YULEE, FL 32097-4998
Document Number0026051191
Book / Page2605 / 1191
Instrument DateDec 1, 2022
Instrument202245039481
Transaction TypeTransfer
Record UpdatedDec 30, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,885.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address152 MARVIN JONES RD, CRESCENT CITY, FL 32112-4520

Transferred To (Grantee/Buyer)

NameVerified Name
Address87616 ROSES BLUFF RD, YULEE, FL 32097-4998

Mortgage

Document Number0026051193
DateDec 1, 2022
Instrument2605/1193
Lender
NameDAVID H MATTHEWS LIVING TRUST
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address87616 ROSES BLUFF RD, YULEE, FL 32097-4998
Transaction TypeMortgage
Record UpdatedMar 29, 2021
Title CompanyTITLE AMERICA

Transferred To (Grantee/Buyer)

NameVerified Name
Address152 MARVIN JONES RD, CRESCENT CITY, FL 32112-4520

Mortgage

Document Number0024310885
DateFeb 5, 2021
Book Page2431/885
Instrument202145004112
Lender
NameRESOURCE FINANCIAL SERVICES INC
TypeMortgage Company
AddressCOLUMBIA, SC 29205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateDec 11, 2020
Property Address87616 ROSES BLUFF RD, YULEE, FL 32097-4998
Document Number0024151936
Book / Page002415 / 001936
Instrument DateDec 11, 2020
Instrument45040232
Transaction TypeTransfer
Record UpdatedJan 12, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,920.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address152 MARVIN JONES RD CRESCENT CITY FL 321124520, CRESCENT CITY, FL 32112-4520

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNASSAU FL
Property Address87616 ROSES BLUFF RD, YULEE, FL 32097-4998
Document Number0023091937
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address87616 ROSES BLUFF RD YULEE FL 320974998, YULEE, FL 32097-4998

Mortgage

Document Number0023091937
DateOct 4, 2019
Book Page002309/001937
Instrument45032132
Lender
NameFIRST FED'L SVGS BK
TypeFederal Savings Bank
AddressFERNANDINA BEACH, FL 32034
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$675,277 (+8.19%) Land $167,450 Building $507,827$675,277 (+8.19%) Land $167,450 Building $507,827
2023Additional exemption filed$624,141 (+24.25%) Land $157,600 Building $466,541$624,141 (+24.25%) Land $157,600 Building $466,541
2022$7,360.00$502,317 Land $118,200 Building $384,117$502,317 Land $118,200 Building $384,117

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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