876 Wayside St NW, Cornelia, GA 30531 Property Records

Habersham County property record for 876 Wayside St NW, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,112 sqft · built 1937
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,900 (Aug 2022)
Tax Bill	$2,447 (2026)
Deeds & Mortgages	May 2023 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`087D043`

Property Details

APN / Parcel Number

Primary APN	`087D043`
Alternative APNs	`683412` `685275` `397061`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,112 sqft Heated Area
Gross Area	1,443 sqft
1st Floor Area	1,032 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2020
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	149 ft deep x 86 ft wide

Exterior Amenities

Porch	Slab
Porch Area	411 sqft
Patio Area	80 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	397061
Street Address	876 WAYSIDE ST NW
City	CORNELIA
State	GA
Zip	30531-2965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	10-149 778 WAYSIDE WILL 1316-824
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	4
Census Block	4010
Census Tract	604

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	876 WAYSIDE ST NW, CORNELIA, GA 30531-2965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES
Aug 24, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Aug 19, 2022	Warranty Deed, Transfer
Mar 15, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022 · Amount on Record
Deed Sale	Aug 24, 2022 · Amount on Record
Prior Sale	Mar 21, 2022 · Amount on Record
Deed Document Number	20222214
Deed Book / Page	1316 / 824
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	876 WAYSIDE ST NW, CORNELIA, GA 30531-2965
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	876 WAYSIDE ST NW, CORNELIA, GA 30531-2965

Mortgage

Document Number	0000001336/0000000658
Date	May 5, 2023
Book Page	0000001336/0000000658

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	876 WAYSIDE ST NW, CORNELIA, GA 30531-2965
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	876 WAYSIDE ST NW, CORNELIA, GA 30531-2965

Mortgage

Document Number	0000001316/0000000826
Date	Aug 24, 2022
Book Page	0000001316/0000000826

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Aug 19, 2022
Property Address	876 WAYSIDE ST NW, CORNELIA, GA 30531-2965
Document Number	001316/824
Book / Page	1316 / 824
Instrument Date	Aug 19, 2022
Instrument	2022-002214
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	876 WAYSIDE ST NW, CORNELIA, GA 30531-2965

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 15, 2022
Property Address	876 WAYSIDE ST NW, CORNELIA, GA 30531-2965
Document Number	01298/1090
Book / Page	1298 / 1090
Instrument Date	Mar 15, 2022
Instrument	2022-000669
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3055 IVEY RD, GAINESVILLE, GA 30504-5511

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,447.00 Homeowner's exemption	$94,567 (+48.08%) Land $6,862 Building $87,705	$236,416 (+48.07%) Land $17,154 Building $219,262
2023	Homeowner's exemption	$63,864 (+169.92%) Land $6,880 Building $56,984	$159,660 (+169.92%) Land $17,200 Building $142,460
2022	$614.00	$23,660 Land $6,192 Building $17,468	$59,150 Land $15,480 Building $43,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Point Broadband, TrailWave.

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