855 Wayside St NW, Cornelia, GA 30531 Property Records

Habersham County property record for 855 Wayside St NW, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,154 sqft · built 1947
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (May 2022)
Tax Bill	$1,775 (2026)
Deeds & Mortgages	Aug 2006 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`087D002`

Property Details

APN / Parcel Number

Primary APN	`087D002`
Alternative APNs	`683806` `396947`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,154 sqft Heated Area
Gross Area	1,242 sqft
1st Floor Area	1,088 sqft
Flooring	Hardwood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1990
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	165 ft deep x 130 ft wide

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	Deck Area
Utility Building	66 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	396947
Street Address	855 WAYSIDE ST NW
City	CORNELIA
State	GA
Zip	30531-2972
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	10-149 1306-78
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	4
Census Block	4001
Census Tract	604

Owner

855 Wayside St NW is owned by an individual who bought it in May 2022.

Source: Habersham County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	829 WAYSIDE ST NW, CORNELIA, GA 30531-2972
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2006	Deed of Trust, Mortgage · Conventional Mortgage AME FINANCIAL
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage MAUNEY SHARON
May 13, 2022	Warranty Deed, Transfer
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage MAUNEY SHARON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Deed Document Number	20221372
Deed Book / Page	1306 / 78
Record Updated	Oct 29, 2026

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	855 WAYSIDE ST NW, CORNELIA, GA 30531-2972
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000765/868
Date	Aug 1, 2006
Book Page	765/868

Lender

Name	AME FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2036

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	855 WAYSIDE ST NW, CORNELIA, GA 30531-2972
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 WAYSIDE ST NW, CORNELIA, GA 30531-2972

Mortgage

Document Number	0000001306/0000000080
Date	May 17, 2022
Book Page	0000001306/0000000080

Lender

Name	MAUNEY SHARON

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2027

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 13, 2022
Property Address	855 WAYSIDE ST NW, CORNELIA, GA 30531-2972
Document Number	0001306/78
Book / Page	1306 / 78
Instrument Date	May 13, 2022
Instrument	2022-001372
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 WAYSIDE ST NW, CORNELIA, GA 30531-2972

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 13, 2022
Property Address	855 WAYSIDE ST NW, CORNELIA, GA 30531-2972
Document Number	0001306/78
Book / Page	1306 / 78
Instrument Date	May 13, 2022
Instrument	2022-001372
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 WAYSIDE ST NW, CORNELIA, GA 30531-2972

Mortgage

Document Number	0000130680
Date	May 13, 2022
Instrument	1306/80

Lender

Name	MAUNEY SHARON

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	56 Months
Due	Jan 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 855 Wayside St NW was $1,775.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,775.00	$54,974 Land $20,202 Building $34,772	$137,436 Land $50,505 Building $86,931
2023	$1,000.00 (+45.99%)	$38,556 (+46.02%) Land $12,052 Building $26,504	$96,390 (+46.02%) Land $30,130 Building $66,260
2022	$685.00	$26,404 Land $7,676 Building $18,728	$66,010 Land $19,190 Building $46,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 855 Wayside St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 855 Wayside St NW is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Point Broadband, TrailWave.

Cell Coverage

5G (outdoors only) and 4G LTE

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