876 S River Rd, Naperville, IL 60540 Property Records

DuPage County property record for 876 S River Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,444 sqft · built 1987
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Tax Bill$12,333 (2025)
Deeds & MortgagesFeb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-23-410-074

Property Details

APN / Parcel Number

Primary APN07-23-410-074

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,444 sqft Living Area
Gross Area3,660 sqft
1st Floor Area1,228 sqft
2nd Floor Area1,216 sqft
Basement Area1,216 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Construction TypeBrick
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions14.8 ft deep x 11.6 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address876 S RIVER RD
CityNAPERVILLE
StateIL
Zip60540-6383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionTHE COUNTRYSIDE OF NAPERVILLE UNIT 4 ALL
Legal SubdivisionTHE COUNTRYSIDE OF NAPERVILLE UNIT 4
Legal Lot Number20
Legal Unit4
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group4
Census Block4005
Census Tract846521

Owner

876 S River Rd is owned and occupied by an individual who acquired it in September 2000.

Source: DuPage County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address876 S RIVER RD, NAPERVILLE, IL 60540-6383
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 12, 2000
Transfer Doc0000162937
Record UpdatedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address876 S RIVER RD, NAPERVILLE, IL 60540-6383
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013567
DateFeb 26, 2019
InstrumentR2019-013567
Lender
NameBUSEY BANK
TypeBank
AddressHOMER GLEN, IL 60491
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueMar 1, 2039
Interest
Rate TypeAdjustable Rate
Rate5.5%
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 876 S River Rd was $12,333 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,333.00$217,178 Land $62,014 Building $155,164$651,534 Land $186,042 Building $465,492
2022$11,136.00 Homeowner's exemption$168,950 Land $47,870 Building $121,080$506,850 Land $143,610 Building $363,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 876 S River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 876 S River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on S River Rd

Nearby Streets

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