864 S River Rd, Naperville, IL 60540 Property Records

DuPage County property record for 864 S River Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,534 sqft · built 1987
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Tax Bill$12,904 (2025)
Deeds & MortgagesDec 2020 Transfer
Flood ZoneZone X (minimal risk)
APN07-23-410-071

Property Details

APN / Parcel Number

Primary APN07-23-410-071

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,534 sqft Living Area
Gross Area3,984 sqft
1st Floor Area1,344 sqft
2nd Floor Area1,320 sqft
Basement Area1,320 sqft
Finished Basement870 sqft
Unfinished Basement450 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Construction TypeBrick
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions15.2 ft deep x 7.8 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address864 S RIVER RD
CityNAPERVILLE
StateIL
Zip60540-6383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionTHE COUNTRYSIDE OF NAPERVILLE UNIT 4 ALL
Legal SubdivisionTHE COUNTRYSIDE OF NAPERVILLE UNIT 4
Legal Lot Number17
Legal Unit4
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group4
Census Block4005
Census Tract846521

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address864 S RIVER RD, NAPERVILLE, IL 60540-6383
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 19, 2020
Transfer Doc0000148384
Record UpdatedSep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateDec 4, 2020
Property Address864 S RIVER RD, NAPERVILLE, IL 60540-6383
Document Number0000148384
Instrument DateNov 19, 2020
Instrument148384
Transaction TypeTransfer
Record UpdatedJan 12, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address864 S RIVER RD NAPERVILLE IL 605406383, NAPERVILLE, IL 60540-6383

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,904.00 (+14.57%)$226,858 (+32.81%) Land $55,131 Building $171,727$680,574 (+32.81%) Land $165,393 Building $515,181
2022$11,263.00 Homeowner's exemption$170,810 Land $42,560 Building $128,250$512,430 Land $127,680 Building $384,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on S River Rd

Nearby Streets

Search Property Records by Address or Parcel Number