876 Forgans Dr, Aberdeen, MD 21001 Property Records

Harford County property record for 876 Forgans Dr, Aberdeen, MD 21001

Property Summary

Property Type	Single Family Home
Lot Size	0.149 acres (6,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,255 (Jul 2025)
Tax Bill	$5,236 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-402750`

Property Details

APN / Parcel Number

Primary APN	`02-402750`
Alternative APN	`402750`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,464 sqft Total Area
Basement Area	735 sqft
Finished Basement	735 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,494 sqft (0.149 acres)
Garage Type	Mixed
Garage Area	200 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	402750
Street Address	876 FORGANS DR
City	ABERDEEN
State	MD
Zip	21001-1184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IBD
Legal Description	LOT 2 6494 SQ FT 876 FORGANS DR ABERDEEN OVERLOOK 218/23
Legal Subdivision	PHASE FIVE ABERDEEN OVERLOOK
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	2
Census Block	2031
Census Tract	302200

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	876 FORGANS DR, ABERDEEN, MD 21001-1184
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Prior Sale	Apr 1, 2025 · Amount on Record
Deed Book / Page	16746 / 41
Record Updated	Oct 29, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 28, 2025
Property Address	876 FORGANS DR, ABERDEEN, MD 21001-1184
Document Number	0167460041
Book / Page	16746 / 41
Map Reference	LB 218 FO 23
Instrument Date	Jul 16, 2025
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,801.28
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	876 FORGANS DR, ABERDEEN, MD 21001-1184

Mortgage

Document Number	0001674647
Date	Jul 28, 2025
Instrument	16746/47

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Aberdeen City
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,236.00 (+1,737.19%) Homeowner's exemption	$549,300 Land $150,200 Building $399,100	$549,300 Land $150,200 Building $399,100
2025	$285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Feb 2003 · Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880