Flagler County property record for 876 Creekwood Dr, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,251 sqft · built 2019 |
| Lot Size | 0.239 acres (10,411 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Jun 2020) |
| Tax Bill | $5,292 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-13-31-5120-2AF07-0330 |
| Primary APN | 16-13-31-5120-2AF07-0330 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,251 sqft Living Area |
| Gross Area | 3,429 sqft |
| 1st Floor Area | 2,251 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,411 sqft (0.239 acres) |
| Driveway | Brick Driveway |
| Driveway Area | 802 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 876 CREEKWOOD DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | PLANTATION BAY SEC 2AF, UNIT 7 MB 38 PG 68 LOT 33 OR 2231/742 OR 2454/469 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 16 |
| Legal Subdivision | PLANTATION BAY |
| Legal Block | 2AF0 |
| Legal Lot Number | 33 |
| Legal Unit | 7 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 60207 |
876 Creekwood Dr is owned and occupied by an individual who bought it in June 2020.
Source: Flagler County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 876 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 30, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK |
| Aug 21, 2018 | Loan Modification, Mortgage · Line of Credit RENASANT BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on File |
| Deed Sale | Jun 30, 2020 · Amount on File |
| Prior Sale | Sep 1, 2017 · Amount on File |
| Deed Document Number | 202024525 |
| Deed Book / Page | 2454 / 469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 876 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 876 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445 |
| Document Number | 0026520585 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 2652/585 |
| Instrument | 2022004594 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 18, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 876 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 876 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445 |
| Document Number | 0026070603 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 2607/603 |
| Instrument | 2021051391 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 30, 2020 |
| Property Address | 876 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445 |
| Document Number | 0024540469 |
| Book / Page | 2454 / 469 |
| Map Reference | MB 38 PG 68-70 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 2020024525 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2379 BEVILLE RD, 2379, DAYTONA BEACH, FL 32119-8720 |
| Name | Verified Name |
|---|---|
| Address | 876 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445 |
| Document Number | 0002454470 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 2454/470 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 21, 2018 |
| Property Address | 876 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445 |
| Document Number | 0023001343 |
| Book / Page | 002300 / 001343 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 31472 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2379 BEVILLE RD DAYTONA BEACH FL 321198720, DAYTONA BEACH, FL 32119-8720 |
| Document Number | 23001343 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 002300/001343 |
| Instrument | 31472 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | 941 W MORSE BLVD # 100, WINTER PARK, FL 32789-3781 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 876 Creekwood Dr was $5,292 with a homeowner's exemption.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,292.00 Homeowner's exemption | $416,733 | $507,702 Land $99,000 Building $408,702 |
| 2023 | $6,942.00 (+3.23%) Homeowner's exemption | $393,192 (+3%) | $464,106 (+2.48%) Land $99,000 Building $365,106 |
| 2022 | $6,725.00 Homeowner's exemption | $381,739 | $452,867 Land $99,000 Building $353,867 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 876 Creekwood Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 140 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 3 (1994–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 876 Creekwood Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FGUA - PLANTATION BAY WTP private · serves 3,522 people · EPA ID FL2184251 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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