874 Creekwood Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 874 Creekwood Dr, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,744 sqft · built 2019
Lot Size0.239 acres (10,411 sqft)
OwnerIndividual Name on File
Last Sale$489,000 (Aug 2019)
Tax Bill$5,560 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Aug 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN16-13-31-5120-2AF07-0340

Property Details

APN / Parcel Number

Primary APN16-13-31-5120-2AF07-0340

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,744 sqft Heated Area
Gross Area3,840 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,411 sqft (0.239 acres)
DrivewayDriveway
Driveway Area912 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address874 CREEKWOOD DR
CityORMOND BEACH
StateFL
Zip32174-1445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionPLANTATION BAY SEC 2AF, UNIT 7 MB 38 PG 68 LOT 34 OR 2231/742 OR 2375/1562
Legal Range31E
Legal Township13S
Legal Section16
Legal SubdivisionPLANTATION BAY
Legal Lot Number34
Legal Unit7
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group3
Census Block3006
Census Tract60207

Owner

874 Creekwood Dr is owned and occupied by an individual who bought it in August 2019.

Source: Flagler County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address874 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2019Warranty Deed, Subdivision Related Transfer · ARM
WELLS FARGO BANK NA
Aug 21, 2018Loan Modification, Mortgage · Line of Credit
RENASANT BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2019 · Amount on File
Deed SaleAug 9, 2019 · Amount on File
Deed Document Number2019029525
Deed Book / Page2375 / 1562
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateAug 9, 2019
Property Address874 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445
Document Number0023751562
Book / Page2375 / 1562
Map ReferenceMB 38 PG 68-70
Instrument DateAug 6, 2019
Instrument2019029525
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,423.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2379 BEVILLE RD, 2379, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

NameVerified Name
Address874 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445

Mortgage

Document Number0023751563
DateAug 9, 2019
Instrument2375-1563
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueSep 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Recording DateAug 21, 2018
Property Address874 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445
Document Number0023001343
Book / Page002300 / 001343
Instrument DateAug 15, 2018
Instrument31472
Transaction TypeMortgage
Record UpdatedSep 4, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2379 BEVILLE RD DAYTONA BEACH FL 321198720, DAYTONA BEACH, FL 32119-8720

Mortgage

Document Number23001343
DateAug 21, 2018
Book Page002300/001343
Instrument31472
Lender
NameRENASANT BK
TypeBank
Address941 W MORSE BLVD # 100, WINTER PARK, FL 32789-3781
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 874 Creekwood Dr was $5,560 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,560.00 Homeowner's exemption$435,706$653,444 Land $99,000 Building $554,444
2023$6,343.00 (+3.15%) Homeowner's exemption$351,222 (+3%)$537,399 (+2.6%) Land $99,000 Building $438,399
2022$6,149.00 Homeowner's exemption$340,992$523,791 Land $99,000 Building $424,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 874 Creekwood Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 140 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies140 in force
Nearby Flood Claims3 (1994–2019)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 874 Creekwood Dr is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 62% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFGUA - PLANTATION BAY WTP
private · serves 3,522 people · EPA ID FL2184251
Water SourceGroundwater
Last State InspectionMay 2024
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50

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