875 Upper Gregg Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 875 Upper Gregg Rd, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,464 sqft · built 1995
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jan 2019)
Tax Bill	$12,505 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`422800 27.-2-15.1`

Property Details

APN / Parcel Number

Primary APN	`422800 27.-2-15.1`
Alternative APNs	`280002700000020150010000` `887`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,464 sqft Living Area
1st Floor Area	1,512 sqft
2nd Floor Area	616 sqft
Upper Floors Area	336 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	174,240 sqft (4 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	650 sqft
Poultry House	200 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	887
Street Address	875 UPPER GREGG RD
City	SCHENECTADY
State	NY
Zip	12306-7437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Block	2
Legal Lot Number	15.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2016
Census Tract	32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 27.-2-15.1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	875 UPPER GREGG RD, SCHENECTADY, NY 12306-7437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU
May 18, 2020	Loan Modification, Mortgage · Conventional with PMI CAPITAL COMMUNICATIONS FCU
Jan 03, 2019	Warranty Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2019 · Amount on Record
Deed Sale	Jan 03, 2019 · Amount on Record
Prior Sale	Oct 09, 2015 · Amount on Record
Deed Document Number	2019191
Deed Book / Page	2003 / 45
Prior Transfer Date	Oct 01, 2015
Prior Transfer Doc	0019230753
Record Updated	Jun 08, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	875 UPPER GREGG RD, SCHENECTADY, NY 12306-7437
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009862
Date	Mar 03, 2017
Book Page	4746/441
Instrument	201709862

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 29, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	875 UPPER GREGG RD, SCHENECTADY, NY 12306-7437
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015418
Date	May 29, 2020
Book Page	4992/260
Instrument	202015418

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	875 UPPER GREGG RD, SCHENECTADY, NY 12306-7437
Document Number	0000015419
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 UPPER GREGG RD SCHENECTADY NY 123067437, SCHENECTADY, NY 12306-7437

Mortgage

Document Number	0000015419
Date	May 29, 2020
Book Page	004992/000294
Instrument	15419

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 03, 2019
Property Address	875 UPPER GREGG RD, SCHENECTADY, NY 12306-7437
Document Number	0000000191
Book / Page	2003 / 045
Instrument Date	Dec 27, 2018
Instrument	201900191
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 LAKE SHORE DR, 54, PALM HARBOR, FL 34684-1215

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1249 SANDRA LN, SCHENECTADY, NY 12309-1228

Mortgage

Document Number	0000000193
Date	Jan 03, 2019
Instrument	201900193

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,505.00	$326,800 (+5.22%) Land $35,500 Building $291,300	$502,769 (+23.02%) Land $54,615 Building $448,154
2023		$310,600 Land $35,500 Building $275,100	$408,700 Land $46,712 Building $361,988

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Based on FCC filings for 8 locations within half a mile of this property.

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