780 Upper Gregg Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 780 Upper Gregg Rd, Schenectady, NY 12306

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 2,096 sqft · built 1985
Lot Size	39.1 acres (1,705,374 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Oct 2018)
Tax Bill	$12,682 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422800 36.-3-1.111`

Property Details

APN / Parcel Number

Primary APN	`422800 36.-3-1.111`
Alternative APN	`280003600000030011110000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,096 sqft Living Area
1st Floor Area	1,256 sqft
2nd Floor Area	840 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	1,705,374 sqft (39.1 acres)
Garage Type	Mixed
Garage Area	1,536 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	780 UPPER GREGG RD
City	SCHENECTADY
State	NY
Zip	12306-7436
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Block	3
Legal Lot Number	1.111
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2015
Census Tract	32602

Owner

Source: Schenectady County and Rotterdam Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	780 UPPER GREGG RD, SCHENECTADY, NY 12306-7436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BERKSHIRE BANK
Oct 9, 2018	Warranty Deed, Transfer · Conventional Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on Record
Deed Sale	Oct 9, 2018 · Amount on Record
Deed Document Number	201844661
Deed Book / Page	1997 / 511
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	780 UPPER GREGG RD, SCHENECTADY, NY 12306-7436
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003277
Date	Feb 18, 2026
Instrument	202603277

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 17, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	780 UPPER GREGG RD, SCHENECTADY, NY 12306-7436
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 UPPER GREGG RD, SCHENECTADY, NY 12306-7436

Mortgage

Document Number	0000063991
Date	Dec 16, 2021
Book Page	5181/390
Instrument	202163991

Lender

Name	BERKSHIRE BANK
Type	Bank
Address	PITTSFIELD, MA 01201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 9, 2018
Property Address	780 UPPER GREGG RD, SCHENECTADY, NY 12306-7436
Document Number	0000044661
Book / Page	1997 / 511
Instrument Date	Sep 24, 2018
Instrument	201844661
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	780 UPPER GREGG RD, 780, SCHENECTADY, NY 12306-7436

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	265 ELEVENTH ST, SCHENECTADY, NY 12306-3207

Mortgage

Document Number	0000044665
Date	Oct 9, 2018
Instrument	201844665

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,682.00	$315,000 (-) Land $112,500 Building $202,500	$484,600 (+16.91%) Land $173,071 Building $311,529
2023		$315,000 Land $112,500 Building $202,500	$414,500 Land $148,036 Building $266,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Nearby Properties on Upper Gregg Rd

Nearby Streets

All Schenectady, NY Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures