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875 Terrace Ave, Mount Joy, PA 17552 Property Records

Lancaster County property record for 875 Terrace Ave, Mount Joy, PA 17552

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,320 sqft · built 1973
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Last Sale$122,000 (Oct 1999)
Tax Bill$5,034 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN450-47799-0-0000

Property Details

APN / Parcel Number

Primary APN450-47799-0-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,320 sqft Living Area
Gross Area3,448 sqft
1st Floor Area1,270 sqft
Upper Floors Area518 sqft
Basement Area1,036 sqft
Finished Basement532 sqft
Unfinished Basement504 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleCape Cod
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area15,682 sqft (0.36 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area140 sqft
Patio Area243 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address875 TERRACE AVE
CityMOUNT JOY
StatePA
Zip17552-1025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal Description875 TERRACE AVE
Legal SubdivisionFLORIN HEIGHTS SEC 02
Legal Lot Number18
JurisdictionLANCASTER PA
Township / Civil DivisionMOUNT JOY
Census Block Group2
Census Block2002
Census Tract10902

Owner

875 Terrace Ave is owned and occupied by two individuals who acquired it in April 2009.

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address875 TERRACE AVE, MOUNT JOY, PA 17552-1025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 1999 · Amount on File
Deed SaleOct 1, 1999 · Amount on File
Prior SaleJul 14, 1999 · Amount on File
Deed Document Number19999074484
Deed Book / Page6397 / 609
Last Transfer DateApr 21, 2009
Transfer Doc0005777531
Record UpdatedOct 29, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER PA
Property Address875 TERRACE AVE, MOUNT JOY, PA 17552-1025
Document Number0006319996
Instrument DateFeb 6, 2017
Transaction TypeMortgage
Record UpdatedJul 3, 2017
Title CompanyISGN FULFILLMENT SERVICES INC, ISGN FULFILLMENT SVC INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address875 TERRACE AVE MOUNT JOY PA 175521025, MOUNT JOY, PA 17552-1025

Mortgage

Document Number0006319996
DateMar 1, 2017
Instrument6
Lender
NamePENNSYLVANIA ST EMP CU
TypeCredit Union
AddressPO BOX 67013, HARRISBURG, PA 17106-7013
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueFeb 28, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 875 Terrace Ave was $5,034, up 1.8% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLancaster County
MunicipalityMount Joy Borough
Unified School DistrictDonegal School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$184,900 Land $52,100 Building $132,800$184,900 Land $52,100 Building $132,800
2025$5,034.00 (+1.78%)
2024$4,946.00$184,900 Land $52,100 Building $132,800
2018$184,900 Land $52,100 Building $132,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 875 Terrace Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 875 Terrace Ave, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT JOY BORO AUTH
serves 15,261 people · EPA ID PA7360091
Water SourceGroundwater influenced by surface water
Last State InspectionJan 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Upward Broadband.

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