870 Terrace Ave, Mount Joy, PA 17552 Property Records

Lancaster County property record for 870 Terrace Ave, Mount Joy, PA 17552

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,864 sqft · built 1978
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Aug 2025)
Tax Bill	$5,029 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`450-40292-0-0000`

Property Details

APN / Parcel Number

Primary APN	`450-40292-0-0000`
Alternative APN	`4509E15 2 21`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,864 sqft Living Area
Gross Area	2,888 sqft
1st Floor Area	1,370 sqft
Basement Area	1,266 sqft
Finished Basement	494 sqft
Unfinished Basement	772 sqft
Game Room	Game Room

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	252 sqft
Deck Area	176 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	870 TERRACE AVE
City	MOUNT JOY
State	PA
Zip	17552-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	870 TERRACE AVE
Legal Subdivision	FLORIN HEIGHTS SEC 02
Legal Lot Number	21
Jurisdiction	LANCASTER PA
Township / Civil Division	MOUNT JOY
Census Block Group	2
Census Block	2003
Census Tract	10902

Owner

870 Terrace Ave is owned and occupied by two individuals who bought it in August 2025.

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	870 TERRACE AVE, MOUNT JOY, PA 17552-1026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2025 · Amount on File
Deed Sale	Aug 11, 2025 · Amount on File
Prior Sale	May 31, 2022 · Amount on File
Deed Document Number	202530886
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	May 31, 2022
Property Address	870 TERRACE AVE, MOUNT JOY, PA 17552-1026
Document Number	0006683929
Map Reference	MB J-52 PG 40
Instrument Date	May 31, 2022
Instrument	6683929
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 TERRACE AVE, MOUNT JOY, PA 17552-1026

Mortgage

Document Number	0006683930
Date	May 31, 2022
Instrument	6683930

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 870 Terrace Ave was $5,029, up 1.8% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Mount Joy Borough
Unified School District	Donegal School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,700 Land $53,500 Building $131,200	$184,700 Land $53,500 Building $131,200
2025	$5,029.00 (+1.78%)
2024	$4,941.00	$184,700 Land $53,500 Building $131,200
2018			$184,700 Land $53,500 Building $131,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 870 Terrace Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 870 Terrace Ave, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT JOY BORO AUTH serves 15,261 people · EPA ID PA7360091
Water Source	Groundwater influenced by surface water
Last State Inspection	Jan 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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