875 Mildred Gregory Rd, Monticello, KY 42633 Property Records

Wayne County property record for 875 Mildred Gregory Rd, Monticello, KY 42633

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 918 sqft · built 1890
Lot Size	182 acres (7,927,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Nov 2019)
Tax Bill	$483 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2020 Sale + 2 more
Flood Zone	Zone A (high risk)
APN	`096-00-00-023.00`

Property Details

APN / Parcel Number

Primary APN	`096-00-00-023.00`
Alternative APN	`26012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	918 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	7,927,920 sqft (182 acres)
Terrain	Rolling
Driveway	Gravel Driveway
Porch	Slab
Porch Area	171 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Account Number	26012
Street Address	875 MILDRED GREGORY RD
City	MONTICELLO
State	KY
Zip	42633-8990
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON FORK RD
Jurisdiction	WAYNE KY
Township / Civil Division	COOPERSVILLE
Census Block Group	1
Census Block	1010
Census Tract	920701

Owner

Source: Wayne County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6269 HIGHWAY 1546, MONTICELLO, KY 42633-7084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT MID AMERICA FLCA
Aug 18, 2020	Deed, Transfer
Nov 7, 2019	Cash Sale Deed, Transfer
Dec 11, 2017	Deed, Transfer MONTICELLO BANKING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019 · Amount on Record
Deed Sale	Nov 7, 2019 · Amount on Record
Prior Sale	Dec 11, 2017 · Amount on Record
Deed Document Number	2019143011
Deed Book / Page	385 / 59
Last Transfer Date	Apr 13, 2022
Transfer Doc	0000153446
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE KY
Property Address	875 MILDRED GREGORY RD, MONTICELLO, KY 42633-8990
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000471/292
Date	Feb 29, 2024
Book Page	471/292
Instrument	159737

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2039

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE KY
Recording Date	Aug 18, 2020
Property Address	875 MILDRED GREGORY RD, MONTICELLO, KY 42633-8990
Document Number	000388/655
Book / Page	388 / 655
Instrument Date	Aug 14, 2020
Instrument	145827
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	493 LAKE RD, INMAN, SC 29349-9605

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6296 HIGHWAY 1546, MONTICELLO, KY 42633-7084

November 2019: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	WAYNE KY
Recording Date	Nov 7, 2019
Property Address	875 MILDRED GREGORY RD, MONTICELLO, KY 42633-8990
Document Number	385/059
Book / Page	385 / 059
Instrument Date	Nov 7, 2019
Instrument	143011
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	665 OSCAR BELL RD, 665, STEARNS, KY 42647-7201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 LAKE RD, INMAN, SC 29349-9605

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE KY
Recording Date	Dec 11, 2017
Property Address	875 MILDRED GREGORY RD, MONTICELLO, KY 42633-8990
Document Number	374/615
Book / Page	374 / 615
Instrument Date	Dec 5, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 24, MONTICELLO, KY 42633-0024

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	665 OSCAR BELL RD, STEARNS, KY 42647-7201
Investor	Possibly a Property Investor

Mortgage

Document Number	411441
Date	Dec 11, 2017
Instrument	411/441

Lender

Name	MONTICELLO BANKING CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 5, 2018

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Wayne County
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,720 (-) Land $30,120 Building $24,600	$250,000 (+356.87%) Land $225,400 Building $24,600
2025	$483.00 (-6.94%) Homeowner's exemption	$54,720 (-)	$54,720 (-)
2023	$519.00	$54,720	$54,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2009

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

Cell Coverage

No cell data coverage reported

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