144 Mildred Gregory Rd, Monticello, KY 42633 Property Records

Wayne County property record for 144 Mildred Gregory Rd, Monticello, KY 42633

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,512 sqft · built 1987
Lot Size	4.86 acres (211,702 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Feb 2022)
Tax Bill	$1,230 (2025)
Deeds & Mortgages	May 2018 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`096-00-00-015.03`

Property Details

APN / Parcel Number

Primary APN	`096-00-00-015.03`
Alternative APNs	`27972` `21932`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	211,702 sqft (4.86 acres)
Terrain	Rolling
Driveway	Gravel Driveway
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Wood

Location & Zoning

Account Number	21932
Street Address	144 MILDRED GREGORY RD
City	MONTICELLO
State	KY
Zip	42633-8990
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON FORK RD
Jurisdiction	WAYNE KY
Township / Civil Division	COOPERSVILLE
Census Block Group	1
Census Block	1010
Census Tract	920701

Owner

Source: Wayne County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	144 MILDRED GREGORY RD, MONTICELLO, KY 42633-8990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2018	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC
Feb 9, 2022	Deed, Transfer · Conventional Mortgage FIRST SOUTHERN NATIONAL BANK
Feb 9, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Prior Sale	May 27, 2011
Deed Document Number	2022152175
Deed Book / Page	398 / 416
Prior Transfer Date	Jan 14, 2022
Prior Transfer Doc	000398/416
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE KY
Property Address	144 MILDRED GREGORY RD, MONTICELLO, KY 42633-8990
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000415/001
Date	May 23, 2018
Book Page	415/001

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE KY
Recording Date	Feb 9, 2022
Property Address	144 MILDRED GREGORY RD, MONTICELLO, KY 42633-8990
Document Number	000398/408
Book / Page	398 / 408
Map Reference	CAB A SL 168
Instrument Date	Feb 7, 2022
Instrument	152163
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1973 MCFALL RD, ALBANY, KY 42602-8396

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 HONEYSUCKLE LN, MONTICELLO, KY 42633-2897

Mortgage

Document Number	0000152167
Date	Feb 9, 2022
Instrument	152167

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE KY
Recording Date	Feb 9, 2022
Property Address	144 MILDRED GREGORY RD, MONTICELLO, KY 42633-8990
Document Number	000398/416
Book / Page	398 / 416
Map Reference	MB 201 PG 27
Instrument Date	Jan 14, 2022
Instrument	152175
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	144 MILDRED GREGORY RD, MONTICELLO, KY 42633-8990

Mortgage

Document Number	0000152176
Date	Feb 9, 2022
Instrument	152176

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Wayne County
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (-) Land $25,000 Building $115,000	$140,000 (-) Land $25,000 Building $115,000
2025	$1,230.00 (-6.89%)	$140,000 (-)	$140,000 (-)
2023	$1,321.00 (+142.39%)	$140,000 (+144.54%)	$140,000 (+144.54%)
2022	$545.00	$57,250 Land $10,000 Building $47,250	$57,250 Land $10,000 Building $47,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	100 / 3

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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