875 Dana Point Way, Oceanside, CA 92058 Property Records

San Diego County property record for 875 Dana Point Way, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,193 sqft · built 1988
Lot Size	2.57 acres (112,364 sqft)
Owner	2 Individual Names on File
Last Sale	$114,000 (Jan 2000)
Tax Bill	$1,925 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`157-550-34-45`

Property Details

APN / Parcel Number

Primary APN	`157-550-34-45`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,193 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	112,364 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	875 DANA POINT WAY
City	OCEANSIDE
State	CA
Zip	92058-6945
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 156 US 45PER DOC88-467917&UND INT IN LOT 155&IN TR 009745
Legal Subdivision	WHELAN RANCH
Legal Tract	009745
Legal Block	1
Legal Lot Number	155,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1015
Census Tract	18608

Owner

875 Dana Point Way, a condominium, is owned and occupied by two individuals who acquired it in December 2005.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	875 DANA POINT WAY, OCEANSIDE, CA 92058-6945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU
Apr 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRONTWAVE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2000 · Amount on File
Deed Sale	Jan 13, 2000 · Amount on File
Prior Sale	Nov 23, 1988 · Amount on File
Deed Document Number	200021079
Last Transfer Date	Dec 7, 2005
Transfer Doc	0001087548
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	875 DANA POINT WAY, OCEANSIDE, CA 92058-6945
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 DANA POINT WAY, OCEANSIDE, CA 92058-6945

Mortgage

Document Number	0000149207
Date	Apr 5, 2022
Instrument	2022-0149207

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Feb 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	875 DANA POINT WAY, OCEANSIDE, CA 92058-6945
Document Number	0000196454
Instrument Date	Apr 11, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	875 DANA POINT WAY OCEANSIDE CA 920586945, OCEANSIDE, CA 92058-6945

Mortgage

Document Number	0000196454
Date	Apr 17, 2020
Instrument	196454

Lender

Name	FRONTWAVE CU
Address	OCEANSIDE, CA 92056

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 875 Dana Point Way was $1,925 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$178,692 (+2%) Land $53,175 Building $125,517
2025	$1,925.00 Homeowner's exemption	$175,189 Land $52,133 Building $123,056
2023	$1,827.00 (+1.61%) Homeowner's exemption	$168,388 Land $50,109 Building $118,279
2022	$1,798.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 875 Dana Point Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2002)
Most Recent Claim	Dec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 875 Dana Point Way is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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