862 Dana Point Way, Oceanside, CA 92058 Property Records

San Diego County property record for 862 Dana Point Way, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,104 sqft · built 1988
Lot Size	2.11 acres (92,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Jun 2022)
Tax Bill	$6,303 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`157-550-32-34`

Property Details

APN / Parcel Number

Primary APN	`157-550-32-34`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	92,094 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	862 DANA POINT WAY
City	OCEANSIDE
State	CA
Zip	92058-6943
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 158 US 34PER DOC88-467916&UND INT IN LOT 157&IN TR 009745
Legal Subdivision	WHELAN RANCH
Legal Tract	009745
Legal Block	1
Legal Lot Number	157,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1017
Census Tract	18608

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	862 DANA POINT WAY, OCEANSIDE, CA 92058-6943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 26, 2017	Grant Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Mar 30, 2017	Loan Modification, Mortgage CALIFORNIA BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	2022256651
Prior Transfer Date	Apr 29, 1999
Prior Transfer Doc	0000514367
Record Updated	Sep 20, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 21, 2022
Property Address	862 DANA POINT WAY, OCEANSIDE, CA 92058-6943
Document Number	0000256651
Map Reference	MAP 9745
Instrument Date	May 13, 2022
Instrument	2022-0256651
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	862 DANA POINT WAY, OCEANSIDE, CA 92058-6943

Mortgage

Document Number	0000256652
Date	Jun 21, 2022
Instrument	2022-0256652

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 26, 2017
Property Address	862 DANA POINT WAY, OCEANSIDE, CA 92058-6943
Document Number	0000336954
Map Reference	MAP9745
Instrument Date	Jun 19, 2017
Instrument	2017-0336954
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	862 DANA POINT WAY, OCEANSIDE, CA 92058-6943

Mortgage

Document Number	0000336955
Date	Jul 26, 2017
Instrument	2017-0336955

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2017
Property Address	862 DANA POINT WAY, OCEANSIDE, CA 92058-6943
Instrument Date	Mar 21, 2017
Instrument	142532
Transaction Type	Mortgage
Record Updated	Apr 4, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 9091 RANCHO SANTA FE CA 920674091, RANCHO SANTA FE, CA 92067-4091

Mortgage

Document Number	0000142532
Date	Mar 30, 2017
Instrument	142532

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	525 B ST # 100, SAN DIEGO, CA 92101-4416

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$570,000 (+1.79%) Land $272,000 Building $298,000
2025	$6,303.00 (+11.83%)	$560,000 (+10.67%) Land $268,000 Building $292,000
2023	$5,636.00 (+50.01%)	$506,000 Land $242,000 Building $264,000
2022	$3,757.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2002)
Most Recent Claim	Dec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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