875 Calle Pluma, San Clemente, CA 92673 Property Records

Orange County property record for 875 Calle Pluma, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,884 sqft · built 1975
Lot Size	0.034 acres (1,467 sqft)
Owner	Individual Name on Record
Tax Bill	$12,108 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`675-124-26`

Property Details

APN / Parcel Number

Primary APN	`675-124-26`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,884 sqft Living Area
Gross Area	2,360 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	1,467 sqft (0.034 acres)
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	875 CALLE PLUMA
City	SAN CLEMENTE
State	CA
Zip	92673-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7437 BLK LOT 32
Legal Subdivision	TRACT NO 7437
Legal Tract	7437
Legal Lot Number	32
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3003
Census Tract	42205

Owner

Source: Orange County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	875 CALLE PLUMA, SAN CLEMENTE, CA 92673-2720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Gift Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jul 24, 2023	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
Mar 8, 2019	Quit Claim Deed, Transfer PRIMELENDING
Mar 8, 2019	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2026
Deed Sale	Sep 14, 2026
Prior Sale	Jul 24, 2023 · Amount on Record
Deed Document Number	2026259812
Prior Transfer Date	Sep 8, 2026
Prior Transfer Doc	0000259812
Record Updated	Oct 29, 2026

September 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 14, 2026
Property Address	875 CALLE PLUMA, SAN CLEMENTE, CA 92673-2720
Document Number	0000259812
Instrument Date	Sep 8, 2026
Instrument	2026259812
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 CALLE PLUMA, SAN CLEMENTE, CA 92673-2720

Mortgage

Document Number	0000259813,
Date	Sep 14, 2026
Instrument	2026259813

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 24, 2023
Property Address	875 CALLE PLUMA, SAN CLEMENTE, CA 92673-2720
Document Number	0000178137
Map Reference	MB 345 PG 1-6
Instrument Date	Jul 5, 2023
Instrument	2023000178137
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	875 CALLE PLUMA, SAN CLEMENTE, CA 92673-2720

Mortgage

Document Number	0000178138
Date	Jul 24, 2023
Instrument	2023000178138

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	13.5%
Max Rate	13.5%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	875 CALLE PLUMA, SAN CLEMENTE, CA 92673-2720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 CALLE PLUMA, SAN CLEMENTE, CA 92673-2720

Mortgage

Document Number	0000651818
Date	Nov 12, 2020
Instrument	2020000651818

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	875 CALLE PLUMA, SAN CLEMENTE, CA 92673-2720
Document Number	0000195027
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	875 CALLE PLUMA SAN CLEMENTE CA 926732720, SAN CLEMENTE, CA 92673-2720

Mortgage

Document Number	0000195027
Date	Apr 29, 2020
Instrument	195027

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 8, 2019
Property Address	875 CALLE PLUMA, SAN CLEMENTE, CA 92673-2720
Document Number	0000073492
Instrument Date	Feb 20, 2019
Instrument	73492
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	875 CALLE PLUMA SAN CLEMENTE CA 926732720, SAN CLEMENTE, CA 92673-2720

Mortgage

Document Number	73493
Date	Mar 8, 2019
Instrument	73493

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 8, 2019
Property Address	875 CALLE PLUMA, SAN CLEMENTE, CA 92673-2720
Document Number	0000073491
Instrument Date	Feb 6, 2019
Instrument	73491
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$776.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	875 CALLE PLUMA SAN CLEMENTE CA 926732720, SAN CLEMENTE, CA 92673-2720

Mortgage

Document Number	73493
Date	Mar 8, 2019
Instrument	73493

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,222,470 (+2%) Land $1,070,852 Building $151,618
2025	$12,108.00 (+1.7%)	$1,198,500 (+58.55%) Land $1,049,854 Building $148,646
2024	$11,906.00 (+56.99%)
2023	$7,584.00 (+1.95%) Homeowner's exemption	$755,900 (+2%) Land $614,812 Building $141,088
2022	$7,439.00 Homeowner's exemption	$741,079 Land $602,757 Building $138,322

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1980–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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