862 Calle Pluma, San Clemente, CA 92673 Property Records

Orange County property record for 862 Calle Pluma, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,305 sqft · built 1975
Lot Size	0.047 acres (2,050 sqft)
Owner	2 Company Names on Record
Last Sale	$575,000 (Nov 2017)
Tax Bill	$6,656 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`675-124-10`

Property Details

APN / Parcel Number

Primary APN	`675-124-10`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	1,305 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	2,050 sqft (0.047 acres)
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	862 CALLE PLUMA
City	SAN CLEMENTE
State	CA
Zip	92673-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7437 BLK LOT 68
Legal Subdivision	TRACT 7437
Legal Tract	7437
Legal Lot Number	68
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3002
Census Tract	42205

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	2010 CANYON VIEW LN, REDLANDS, CA 92373-6975
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 2, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 30, 2017	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2017 · Amount on Record
Deed Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	2017516515
Prior Transfer Date	Feb 28, 1994
Prior Transfer Doc	0000149551
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	862 CALLE PLUMA, SAN CLEMENTE, CA 92673-2721
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000385467
Date	Jun 10, 2021
Instrument	2021000385467

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	REDLANDS, CA 92373

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 2, 2018
Property Address	862 CALLE PLUMA, SAN CLEMENTE, CA 92673-2721
Document Number	0000160192
Instrument Date	May 2, 2018
Instrument	160192
Transaction Type	Transfer
Record Updated	Nov 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 CANYON VIEW LN REDLANDS CA 923736975, REDLANDS, CA 92373-6975

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 30, 2017
Property Address	862 CALLE PLUMA, SAN CLEMENTE, CA 92673-2721
Document Number	0000516515
Map Reference	MB345 PG1-6
Instrument Date	Nov 1, 2017
Instrument	2017000516515
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	862 CALLE PLUMA, SAN CLEMENTE, CA 92673-2721

Mortgage

Document Number	0000516516
Date	Nov 30, 2017
Instrument	2017000516516

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$670,975 (+2%) Land $575,960 Building $95,015
2025	$6,656.00 (+3.9%)	$657,819 (+4.04%) Land $564,667 Building $93,152
2023	$6,406.00 (+1.93%)	$632,276 Land $542,740 Building $89,536
2022	$6,285.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1980–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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