875 Cherry Rd, Eads, TN 38028 Property Records

Fayette County property record for 875 Cherry Rd, Eads, TN 38028

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,475 sqft · built 2005
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Feb 2019)
Tax Bill	$1,285 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084-005.05`

Property Details

APN / Parcel Number

Primary APN	`084-005.05`
Alternative APNs	`0708408400505` `024084 00505`

Interior

Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,475 sqft Living Area
Gross Area	3,915 sqft
1st Floor Area	2,005 sqft
Upper Floors Area	1,470 sqft
Office	132 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	40 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	875 CHERRY RD
City	EADS
State	TN
Zip	38028-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALVIN STEWARD SUBD LOT: 1
Legal Subdivision	CALVIN STEWARD SUBD
Legal Lot Number	1
Jurisdiction	FAYETTE TN
Township / Civil Division	8
Census Block Group	2
Census Block	2026
Census Tract	60401

Owner

875 Cherry Rd is owned and occupied by two individuals who bought it in February 2019.

Source: Fayette County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	875 CHERRY RD, EADS, TN 38028-3101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS MTG
Feb 27, 2019	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2019 · Amount on File
Deed Sale	Feb 27, 2019 · Amount on File
Prior Sale	Mar 10, 2014 · Amount on File
Deed Document Number	20191142
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Recording Date	Sep 9, 2026
Property Address	875 CHERRY RD, EADS, TN 38028-3101
Document Number	0000006041
Instrument Date	Sep 2, 2026
Instrument	20266041
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 CHERRY RD, EADS, TN 38028-3101

Mortgage

Document Number	0000006041,
Date	Sep 9, 2026
Instrument	20266041

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	875 CHERRY RD, EADS, TN 38028-3101
Document Number	0000009864
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	875 CHERRY RD EADS TN 380283101, EADS, TN 38028-3101

Mortgage

Document Number	0000009864
Date	Nov 23, 2020
Instrument	9864

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Feb 27, 2019
Property Address	875 CHERRY RD, EADS, TN 38028-3101
Document Number	0000001142
Instrument Date	Feb 23, 2019
Instrument	19001142
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	RIVER BLUFF TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 CHERRY RD, EADS, TN 38028-3101

Mortgage

Document Number	0000001143
Date	Feb 27, 2019
Instrument	19001143

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 875 Cherry Rd was $1,285.

Source: Fayette County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,285.00	$138,000 Land $33,750 Building $104,250	$552,000 Land $135,000 Building $417,000
2023		$98,950 Land $26,600 Building $72,350
2021			$395,800 Land $106,400 Building $289,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 875 Cherry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 875 Cherry Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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