805 Cherry Rd, Eads, TN 38028 Property Records

Fayette County property record for 805 Cherry Rd, Eads, TN 38028

Property Summary

Property Type	Single Family Home
Details	1 ba · 964 sqft · built 1975
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Nov 2016)
Tax Bill	$291 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`024084 00903`

Property Details

APN / Parcel Number

Primary APN	`024084 00903`
Alternative APN	`084 00903`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	964 sqft Living Area
1st Floor Area	964 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	96 sqft
Patio Area	366 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	805 CHERRY RD
City	EADS
State	TN
Zip	38028-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: P14
Legal Subdivision	CD 07
Jurisdiction	FAYETTE TN
Township / Civil Division	8
Census Block Group	2
Census Block	2026
Census Tract	60401

Owner

Source: Fayette County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	805 CHERRY RD, EADS, TN 38028-3101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Line of Credit THE BANK OF FAYETTE COUNTY
Apr 23, 2021	Deed of Trust, Mortgage · Line of Credit THE BANK OF FAYETTE COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2016 · Amount on Record
Deed Sale	Nov 28, 2016 · Amount on Record
Prior Sale	Sep 28, 2015 · Amount on Record
Deed Document Number	16007252
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	805 CHERRY RD, EADS, TN 38028-3101
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005481
Date	Sep 22, 2023
Instrument	23005481

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank
Address	OAKLAND, TN 38060

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	805 CHERRY RD, EADS, TN 38028-3101
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003778
Date	Apr 23, 2021
Instrument	21003778

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank
Address	OAKLAND, TN 38060

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 20, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$291.00	$31,275 (+16.59%) Land $9,725 Building $21,550	$125,100 (+16.59%) Land $38,900 Building $86,200
2023		$26,825 Land $11,300 Building $15,525
2021			$107,300 Land $45,200 Building $62,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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