875 Brandy Bend Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 875 Brandy Bend Rd, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,356 sqft · built 1996
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$151,000 (Jun 2015)
Deeds & MortgagesSep 2021 Mortgage
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-06-153-010

Property Details

APN / Parcel Number

Primary APN08-06-153-010
Alternative APN
  • 114 124

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,356 sqft Living Area

Exterior

Year BuiltBuilt 1996
Exterior MaterialAluminum/Vinyl
Lot Area13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Old Parcel Number114 124
Street Address875 BRANDY BEND RD
CityROSCOE
StateIL
Zip61073-7440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - SINGLE FAM
Legal DescriptionHAWKS POINTE PT NW1/4 SEC 6-45-2 LOT24
Legal Range02
Legal Township45
Legal Section06
Legal SubdivisionHAWKS POINTE
Legal Lot Number24
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group3
Census Block3026
Census Tract3801

Owner

Source: Winnebago County records · APN 08-06-153-010

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address875 BRANDY BEND RD, ROSCOE, IL 61073-7440
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
HERITAGE CU
Aug 18, 2018Deed of Trust, Mortgage · Line of Credit
FIRST NTHRN CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 24, 2015 · Amount on Record
Deed SaleJun 24, 2015 · Amount on Record
Prior SaleOct 03, 2006 · Amount on Record
Deed Document Number1518979
Record UpdatedJun 07, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address875 BRANDY BEND RD, ROSCOE, IL 61073-7440
Transaction TypeMortgage
Record UpdatedMay 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031295
DateSep 03, 2021
Instrument2131295
Lender
NameHERITAGE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term264 Months
DueSep 28, 2043
Interest
Rate TypeFixed Rate

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address875 BRANDY BEND RD, ROSCOE, IL 61073-7440
Document Number0001027403
Instrument DateAug 18, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address875 BRANDY BEND RD ROSCOE IL 610737440, ROSCOE, IL 61073-7440

Mortgage

Document Number0001027403
DateSep 21, 2018
Instrument1027403
Lender
NameFIRST NTHRN CU
TypeCredit Union
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
MunicipalityRoscoe Village
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictRockton School District 140 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$55,347 Land $12,904 Building $42,443$166,041 Land $38,712 Building $127,329

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), as of July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010038013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims76 (1978–2019)
Claims Outside the SFHA4 of 76
Most Recent ClaimOct 2019 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 2010 · 21 claims

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 163 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL2015500, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTH PARK PWD
serves 35,580 people
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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