Stephens County property record for 875 Black Mountain Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,950 sqft · built 1966 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $1,136 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018 013 |
| Primary APN | 018 013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,950 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Gentle Slope |
| Porch | Porch |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 487900 |
|---|---|
| Street Address | 875 BLACK MOUNTAIN RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-5414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLACK MOUNTAIN RD LOT |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 970101 |
The current owner of 875 Black Mountain Rd acquired it in December 2011.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 875 BLACK MOUNTAIN RD, TOCCOA, GA 30577-5414 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 2, 2011 |
| Transfer Doc | 0009690167 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 875 BLACK MOUNTAIN RD, TOCCOA, GA 30577-5414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0011220415 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 1122/415 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 875 Black Mountain Rd was $1,136 with a homeowner's exemption.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,136.00 Homeowner's exemption | $53,017 Land $2,022 Building $50,995 | $132,543 Land $5,056 Building $127,487 |
| 2023 | $875.00 (+5.55%) Homeowner's exemption | $31,416 (+12.78%) Land $2,022 Building $29,394 | $78,541 (+12.78%) Land $5,056 Building $73,485 |
| 2022 | $829.00 Homeowner's exemption | $27,855 Land $2,022 Building $25,833 | $69,638 Land $5,056 Building $64,582 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 875 Black Mountain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 875 Black Mountain Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| TrailWave Fiber | 1,000 / 1,000 |
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